Unexpectedly, the hot search before Chinese New Year's Eve in 2024 was frequently stepped on by the bankI'm even a little looking forward to whether the Spring Festival Gala will add some jokes about the bank's year-end bonus.
On the last day of the working day, all the fantasies and unwillingness of bank employees have evolved into a string of numbers, some colleagues have higher year-end bonuses than expected, and they secretly rejoice in their hearts, while some friends have no pennies and only receive a holiday condolence letter.
To be honest, it is not easy for bank employees, they work hard all year long, just to wait for the moment when the bonus arrivesWhen everything is a certainty, the days will go on.
It's just that friends who have a large drop in year-end bonuses may not be very happy this year, and they have to think twice about what they want to buy, and they may have to replan their careers.
I don't think the older generation used to say that"Less than the top, more than the bottom".It makes sense, but this will make you lack the motivation to move forward, because there will always be people who are worse than us.
Instead of putting all your hopes on the year-end bonus, it is better to think about how to open sourceIt is still necessary for adults to learn to be "self-reliant" and have an extra income to build a bottomIn this way, even if there is any emergency, you will not let yourself and your family be too passive.
The front-line staff of the bank, who are in direct contact with customers every day, are busy and messy, and while ensuring their own performance indicators, they should really use their brains to make more income for the bank and earn more rewards for themselves.
The bank still has a lot of bonuses for the allocation of business lines, in addition to the cost of job indicatorsFor example, the wealth manager refers the customer to apply for a loan, the teller marketing the customer to apply for a credit card, and the lobby assistant invites the customer to open a third-party depository account, etc., and you can also get a part of the bonus.
Then we can't be too short-sighted, we must exercise our marketing ability well, and look at the opportunity to do more income indicators, including insurance and **, these additional incomes will be a supplement to the lack of year-end bonuses.
We have a young employee who does insurance and three parties a year, and takes hundreds of thousands of dollars from the cooperative company, and the salary has become a "side business" income.
Some of the bank's employees are in the middle and back office departments, and there is no way to directly contact customers, although there are occasional opportunities to refer customers, but with little success, and we have to share the rewards with the marketers, so we have to find another way.
Generally speaking, the employees who can work in the middle and back office of the bank are colleagues with strong professional ability, who have also worked in the bank for many years and have rich experience in the industry, which can bring help to young people and non-financial people.
Then we can try to monetize our expertise on the InternetFor example, make a column of familiar business and sell it on the platform, or open a live broadcast permission, interact with friends in the live broadcast room, and exchange investment experience and direction.
As far as I know, there are already many colleagues who have their own accounts on multiple social platforms, and usually post some financial articles to answer the financial doubts raised by friends and increase their income.
If neither of the above two points is suitable, we can also use our own advantages to strategize in the investment market and use money to make money for ourselves by analyzing first-hand news in the financial market.
We can set ourselves a small goalFor example, the annual rate of return should reach 20%, which is not a very distant standard, the key is our understanding of the investment market and whether we can step on the rhythm.
For example, there is a master in our bank, who doubled his assets through investment, not only bought a new house for himself, but also brought a lot of apprentices, such people must not care too much about whether the year-end bonus will be discounted.
However, this method also has drawbacks, that is, when it is not good, or if you don't have the skills to go home, it is easy to lose money, which may make the family who is not rich even worse.
Of course, every industry has its own doorway, I can only throw bricks and jade, to talk to you about the tips of the financial industry, friends may wish to think about it during the Spring Festival holiday,Find your own path to riches.