Have you ever recharged Q coins or phone bills at a low price on some unknown platform? When your order page shows a delay in arrival, then during the three-day or fifteen-day blank period, what about the Q coins or phone bills you recharged?
Recently, the police of the Criminal Investigation Brigade of the Ruichang Municipal Public Security Bureau successfully defeated a "money laundering" gang that covered up and concealed the proceeds of crime by selling low-cost phone bills on the "Xianyu" platform. Five gang members were captured.
According to the investigation, since June 2023, in order to obtain economic benefits, Wang Mouhui has successively planned a series of actions, including organizing four people, including relatives and friends Yang, to publish orders on the second-hand APP trading platform by using accounts under their own names and borrowing accounts from others, and selling slow charging services in a way that is far lower than the market.
In fact, under normal circumstances, the Q currency phone bill recharge platform provided by the official or its partners of the regular operator does not often have preferential activities, and can only be discounted by 95% at most. However, the criminals are attracting consumers who don't know the truth by offering attractive and very low Q-coin recharge discounts.
After the author's inquiry on the second-hand trading platform, it was found that consumers only need to pay about 700-800 yuan, and consumers can get Q currency bills worth 1,000 yuan. However, it is important to note that the credit will not be credited immediately, and it usually takes 3 to 15 days. This high discount has attracted a lot of consumers who need to top up Q coins for phone bills.
After receiving the customer's cost of recharging Q coins, the "money laundering" group will tell the superior the mobile phone number and the amount of the recharge, and the superior will use the funds in the account of the victim to recharge the mobile phone number. Through this normal way of recharge transactions, the funds of illegal and criminal activities are concealed, transferred, and concealed, resulting in the loss of victims of telecom fraud being difficult to recover. This method of "slow charging Q coin phone bills" usually has a great discount, attracting many customers who do not know the truth to buy.
There are also many consumers who said that they received ** from the staff of the business hall, claiming that their consumption was illegal recharge, and even their personal mobile phone number was shut down due to suspected fraud.
It should be noted that there are also some criminals who will use the phone bill of ordinary users to gamble and transfer funds to overseas gambling accounts. These funds go through multiple steps of money laundering and are eventually transferred to a "safe account" abroad.
How do criminals turn normal phone bills into gambling money?
According to the analysis of insiders, money laundering criminals use the four-party payment platform and use the methods of aggregate payment money laundering and phone bill recharge money laundering at the same time. The detailed steps are as follows:
First of all, criminals pretend to be telecom operators or phone bill recharge channel providers by registering or purchasing shell companies or colluding with them, and open the shell company's payment collection and payment services in third-party payment institutions, linking payment and phone bill recharge together, thus opening up information and transaction channels. Secondly, they use the matching trading platform to mismatch the orders of normal phone bill recharge users with the recharge orders of gamblers. Then, they exchanged the direction of the flow of funds and completed the order. After the information matching is completed, the normal phone bill recharge user will pay the phone bill to the payment account of the fake service provider to form a fund pool; The fake service provider obtains the payment *** of the phone bill recharge from the telecom operator and pushes it to the gambling platform, and the gambler pays the funds to complete the order of paying the phone bill.
Finally, the operators and service providers deliver the funds, completing the money laundering process. According to the order result, the operator will recharge the normal phone bill recharge user. The service provider regularly settles the collected phone bills to the gambling platform, which ultimately completes the entire money laundering process.
All in all, those who offer the so-called"Slow charging"Behind the preferential services, it is basically related to money laundering. These services usually include daily living expenses such as payment of ** bills, electricity, water and gas bills. Such fees are often small, dispersed, and relatively hidden, making consumers unwittingly laundered"Tool man"。
Here, we remind all consumers to be wary of the traps of money laundering and to absolutely avoid renting, lending, selling personal ID cards or bank accounts. Protect your privacy and refuse to disclose important information such as usernames, passwords, and OTPs to others to avoid being involved in helping cybercriminal activities. When recharging and paying, choose formal official channels, although the discount may be less, but the safety is guaranteed.
When buying recharge, please do not easily believe the advertisements of high discounts, and be wary of the traps of low-price recharge, so as not to lose your own interests.