In those days of material scarcity, the life of the fathers was like a simple textbook, and they carefully saved every penny based on the principles of frugality and hard work. And my generation, in a world of material abundance and technological advancement, always seems to struggle with financial difficulties. We have to ask, why were our fathers able to save money, but we couldn't? Where does all the money go?
First of all, we need to understand that the social environment has changed. The fathers lived in an era of stable prices and simple material needs. They know how to make careful calculations with limited resources and use every penny wisely. And our world, with great material abundance, consumerism is prevalent, and new products and brands are constantly emerging, and we are taking out our wallets again and again. Our desires are often stimulated by the merchant's elaborate marketing strategy, and the money is lost unconsciously.
Secondly, the concept of consumption has also changed dramatically. While our parents were more practical and value-oriented, they preferred to spend their money where necessary, while our generation is more focused on brand and quality, pursuing fashion and personalization. This leads to a strong desire to spend, often buying things that are not practical, and some people will even over-borrow to meet their own consumption needs.
In addition, the change of payment methods is also an important reason why we cannot save money. Previously, people needed to pay in cash, and each amount of money spent generated a real perception. But now, with the popularity of mobile payment and credit cards, it is becoming easier and easier for us to ignore the importance of money.
So, how can we change this? First of all, we need to get into the habit of saving money. Set a reasonable savings goal and work towards it. Secondly, we must establish a correct concept of consumption, look at the desire to shop rationally, and do not blindly follow the trend and pursue fashion. Learn to control your desire to spend and spend your money where it's valuable. In addition to this, we also need to learn to keep books and manage money. Through bookkeeping, we can clearly know what our money is spent on and which expenses are unnecessary. At the same time, we also need to learn some financial knowledge so that our money can better serve us. For example, you can increase the value of your money by buying**, etc.
In this world of material abundance, we must learn to cherish every penny like our fathers. Saving money isn't easy, but if we put our mind to it and put it into action, we can definitely achieve our savings goals. Let's start today, develop the habit of saving money, establish a correct concept of consumption, learn to keep accounts and manage money, and lay a solid foundation for our future.