One thing that is common among financially free achievers is that they tend to have a "banker mentality".
Before the formation of a society governed by the rule of law, the primitive process of accumulation of wealth was often accompanied by plundering and fraud.
Subsequently, those who had already achieved the advantage of wealth began to establish laws and industry rules in order to protect their own interests, making it difficult for latecomers to replicate the brutal and primitive way of accumulation. In a purely market-oriented environment, it is difficult to achieve a state of financial freedom by relying only on one's own diligence and limited wisdom, which is also one of the key reasons for the solidification of class.
However, in the long run, social classes are not completely solidified, and there are always some people who use their subtle "banker thinking" to gradually improve their social status. The essential difference between "sitting in the bank" in the legal sense and robbery and deception is that the latter is only a way to transfer wealth, not a means to create wealth. The act of "sitting in the bank" is strictly based on the rules of the game, and participants often have to accept the status quo even if they realize that they are relatively vulnerable.
Taking shopping mall investment as an example, we can think of shopping malls as big dealers, which will invite major brands such as McDonald's and Haidilao to operate together, and usually provide preferential conditions such as rent-free and decoration subsidies.
Once these anchor stores occupy the best spots in the mall and attract other smaller brands to follow suit, the overall rental level of the mall will rise.
For market makers, they do not care about the survival of individual merchants, and sometimes even hope that individual merchants will be eliminated in order to keep the overall brand of the mall updated.
Another example is the opening of a hot pot restaurant by a celebrity, relying on its own influence to quickly build a brand effect, charging a large number of franchise fees through investment promotion, although various problems may eventually lead to the closure of the store, but the celebrity has accumulated a huge fortune in the process.
It is worth noting that there is an essential difference between "sitting in the bank" and "speculation", speculation is more of a hitchhiking, while "sitting in the bank" is in the careful design of a game, in terms of success rate, "sitting in the bank" is obviously better.
In the process of establishing a "bureau", it is necessary to make things complex and mysterious, and use information asymmetry to guide the participants. Bitcoin and blockchain technology, for example, are still unknown to many people, but this has not prevented some people from achieving financial freedom.
Mastering the ability to lay out takes time and experience, so if we ask people who have achieved financial freedom before the age of 30, what are the key decisions they are making right?
I think two points stand out: first, they may have just seized the opportunity of the times by chance, the so-called "standing on the cusp"; Secondly, they actively participated in the shaping process of the outlet. Although one's destiny is not entirely in one's own hands, if you can't steer your own direction, you should at least believe in yourself, because to a large extent, without the right strategy and action, the goal of financial freedom may be unattainable for the rest of your life.