A few days ago, according to the administrative penalty information released by the Datong Supervision Branch of the State Administration of Financial Supervision and Administration, China Minsheng Bank Co., Ltd. (hereinafter referred to as Minsheng Bank) Datong Branch was fined 400,000 yuan for "failing to perform due diligence in post-loan inspection".
Because he was responsible for the above-mentioned violations of laws and regulations, Wang Xiaokun, then the account manager of the business department of the Datong branch of Minsheng Bank, was warned.
Seven Finance noticed that since 2024, Minsheng Bank and its branches have received fines of more than 4 million yuan. Specifically, on January 5, due to "due diligence in case prevention work and inadequate control of abnormal behavior of employees", Minsheng Bank Quanzhou Chendai Branch received a fine of 500,000 yuan, 2 relevant responsible persons were warned, and 1 responsible person was banned from working in the banking industry for life; On the same day, the Quanzhou branch of Minsheng Bank was fined 500,000 yuan for "failing to perform due diligence in case prevention work and failing to investigate the abnormal behavior of employees of its subordinate branches". On January 4, due to "inadequate management of bill business; inadequate management of project loans; working capital loans were misappropriated", Minsheng Bank Yancheng Branch was fined 1.1 million yuan; On January 2, Yantai Laiyang Branch of Minsheng Bank was fined 350,000 yuan for "inadequate credit business management and serious violation of prudential business rules"; On the same day, Minsheng Bank was fined 350,000 yuan for "not strictly implementing the actual loan and payment, and seriously violating the rules of prudent operation".
On January 2, Minsheng Bank Ganzhou Branch was fined 300,000 yuan due to "the implementation of the service fee reduction and exemption policy for small and micro enterprises due to enterprise-type errors"; For "serious violation of prudential business rules in the loan business", the Zhongshan branch of Minsheng Bank was fined 500,000 yuan; For "misleading sales and serious violations of prudent business rules", Minsheng Bank Rizhao Branch was fined 300,000 yuan.