Just yesterday, the central bank announced the latest LPR lending rate, which is 3 for a one-year term45% with a five-year period of 395% from 42% directly down to 395%, which is also rare in the history of real estate development, shows that the state should not only regulate housing prices, but also reduce the loan burden of home buyers. In addition, there are many policies, such as the lifting of purchase restrictions in large cities, as long as you meet some basic conditions, you can buy a house.
In the context of unprecedented encouragement policies and shed reform, some people speculate that this year's housing prices will be **, in other words, now is the bottom of housing prices, buying a house now is **, and then you will not be able to afford to buy a house, and then you will regret it?
In the face of a complex and volatile real estate situation, will this really be the case this year? I think that no matter what the problem is, we must have our own analysis and judgment, and we must not blindly follow the trend, after all, the truth is only in the hands of a few.
Entrepreneur Cao Dewang said: The house is just cement bricks, and it will not be worth much in the future. This sentence should be viewed scientifically, and it is true that the house is made of cement bricks.
But it's not really as worthless as cement bricks, after all, cement bricks are only the initial cost of building a house, and developers will never lose money to build a house.
There is also an Internet celebrity economist Ma Guangyuan, who said that the era of housing as the best investment target has passed, and housing will return to rationality in the future, which is similar to Cao Dewang's statement.
Personally, I think that speculating tenants and improving families may really regret buying a house this year, but families who just need to buy a house will not regret it.
Now is a buyer's market, in the case of a surplus of housing, buyers can choose as much as they want**, but also can start with a lower **, the opportunity is rare.
If it's speculation or improvement, it's better to be cautious, when there is an oversupply of something, even if it's a house, you can't help but test it. Speculators want to profit from value, buy low and sell high, and the current market is obviously out of date, and what you buy is a loss. February** dynamic incentive plan to improve the home buying group is to profit from the living experience, but the premise of improvement is to sell the old house first, and now the house price will definitely shrink, and the cost of replacement is higher.