Life enters old age, like an autumn afternoon, quiet and peaceful. My wife and I, both 73 years old, recently made an important decision. We found that the deposit of 400,000 yuan in hand happened to be 200,000 yuan per person, which seemed to be enough. So, we decided not to over-save money, because the $200,000 was enough for emergency funds.
Think about it, money can't buy life, even gold and silver can't be terminally ill. We don't need to feel pressured to save that little bit of money. Every month, my wife has a pension of 3,200 yuan, while I have 4,800 yuan, which is enough to maintain our daily life. We don't want delicacies from the mountains and seas, nor do we pursue gorgeous clothes, we just want to live a simple life.
If we are lucky enough not to suffer from a serious illness, the savings will be used for future funeral expenses. As for the cemetery? We've talked to our children about it. After death, the ashes can be placed at will without having to buy a cemetery. After all, 20 years later, when the children are also entering their old age, who will continue to manage and pay for the cemetery?
But our children don't agree with us. They felt that there needed to be a place to worship on Qingming Festival and other important days. If the ashes are placed at will, they will not find a place to mourn. As an old man, he can still make decisions in life, but after death, he can't help himself.
It's all about living in the moment. Instead of worrying about the future, cherish each day. As for the 200,000 yuan pension fund, is it enough? Should you buy a cemetery? This may be a choice for everyone. But in any case, it is wisest to enjoy the moment and cherish every day.