Recently, the domestic property market has been rescued by favorable policies. In addition to the bank to reduce the mortgage interest rate to less than 4%. Now all localities have also relaxed the "purchase restriction" policy. In particular, first-tier cities such as Shanghai, Shenzhen, and Guangzhou have also relaxed restrictions on buying houses outside the core urban areas. In addition, many places have also liberalized the price limit order for developers, allowing developers to adjust the price of commercial housing according to their own actual conditions.
As for the confusing real estate market, many potential home buyers are confused, what should they do to avoid buying a more stable and good house this year and next? In this regard, some industry insiders said that this year and next year, please keep in mind the 7-word mantra when buying a house: "buy small, buy old, don't buy three". Let's find out first
First, buy small
The so-called buying small is to suggest that young families who just need it should not always think that they can buy a large area of the house at one time, but should consider buying a small house first. Among them, there are several main reasons: 1. When buying a small house, the total price will be relatively low, so that the pressure of repaying the loan every month will be lighter. When the economic conditions are better in the future, it is not too late to change to a large house;
2. Buying a small house can save a lot of decoration costs and furniture costs, and it is much easier to clean it at ordinary times; 3. The property fees, heating fees, and maintenance fees to be paid for the purchase of a small house will be less. In this way, the pressure on the above expenses will be greatly reduced.
Second, buy the old
The so-called buying old house does not mean that everyone should buy an old house, but it is recommended that everyone buy an existing house that has been built, as well as a second-hand new house. The main reason is that in recent years, there have been more and more cases of developers bursting with off-plan properties, and many buyers have suffered huge economic losses due to unfinished buildings.
As a result, the call for the cancellation of off-plan housing in the society is getting louder and louder. If you choose to buy an existing house, or a second-hand new house, then you can go to the field to see the house, if you are satisfied with the room type, floor, and quality of the house, you can buy, and if you are not satisfied, you will not buy it, and you will no longer encounter the quality problems of unfinished buildings and off-plan houses.
Third, don't buy three
The so-called not to buy three is not to buy old and dilapidated houses, not to buy remote houses, not to buy high-rise houses. It is not recommended to buy old and dilapidated houses, mainly because the main structure of the house has aged due to the age of construction. At the same time, all kinds of old and dilapidated wires, pipes and other equipment have been aged. What's more, due to the age of the old and dilapidated houses, the resistance of housing prices is not strong, and there is often no market. Therefore, it is not recommended that you buy old and dilapidated old and small in the central city.
Don't buy a house in a remote area. In the past, many people liked to buy a house in a remote area of the suburbs, mainly because the total price was cheap. However, we do not recommend buying a house in the suburbs. The main reason is that the hospitals, schools, supermarkets, buses and other supporting facilities around the houses in the suburbs are not complete, and the living experience is relatively poor. At the same time, houses in the suburbs are the least resistant. Once you hit the house price**, the first thing to fall is the house in the remote area, followed by the house in the city center.
high-rise residential houses. Generally, high-rise residential buildings have the following defects: 1. The shared area of high-rise residential buildings is large, usually only 25-30%. This means that if you buy the same area, you will have to pay at least hundreds of thousands more than a multi-storey building. 2. It is far more difficult for a high-rise house to escape than a multi-storey house in case of a fire. 3. After the high-rise residential house is old, it is difficult to be demolished, and it can only be repaired and repaired through the maintenance ** paid by the residents. Therefore, we also do not recommend buying older high-rise residences.