The number of insured people is decreasing year by year, and experts are calling for an end to individual health insurance contributions next year**.
With the continuous improvement of the medical and health system, the issue of medical expense payment has attracted more and more attention from all walks of life. In recent years, the level of individual payment for China's domestic medical insurance has been increasing, so far, it has reached 380 yuan, but the number of people participating in medical insurance is declining year by year. This issue has aroused people's general attention and thinking. Many scholars have made a profound analysis of this and given corresponding countermeasures. They believe that in order to ensure the healthy development of the health system and safeguard the health interests of the people, the increase in individual contributions should be stopped in the next year. The research of this topic is based on the reality of China's current medical security system, and makes the right development direction. First of all, the increase in the proportion of personal payment of medical insurance has had a great impact on the insured, but it also reflects the gradual improvement and development of China's medical security system. However, as far as the current situation is concerned, if the level of personal pensions is raised, it will bring great financial pressure to low-income people, which will affect the health of some people. Therefore, controlling the growth of residents' medical insurance payment level is conducive to reducing the economic pressure of low-income people, increasing the participation rate, and expanding their coverage to a greater extent.
Secondly, due to the development of health services, medical costs continue to rise, so that the medical insurance system bears more burden. By controlling the increase in the level of individual contributions, China's medical insurance system has won greater development and more room for development, and better met the health needs of the people. In short, controlling the increase in the proportion of individual contributions is of great significance to the healthy development of the national health and security system. Through this initiative, the economic pressure of low-income people can be reduced, and the coverage rate of medical insurance can be increased, so as to win more development and more time and space for the medical insurance system, so as to better meet the health needs of the people. This is an expression of concern and concern for the masses of the people, and it is also a kind of trust and support for the masses of the people.
First of all, we need to see that there is an essential relationship between the increase in medical insurance rates and the decline in the number of insurance. Due to the continuous increase in the level of medical insurance payment, some people with lower incomes and insecure jobs have felt the financial pressure and have chosen to quit or quit. Some young people with better physical conditions did not participate because they felt that they did not need to participate in medical insurance at present. Based on the above reasons, the number of insurance companies in China is declining year by year.
However, the decline in the number of medical insurance is a serious problem facing the sustainable development of the medical insurance system. The essence of China's medical insurance system is "joint responsibility and joint participation", the smaller its scale, the smaller the scale of risk, which is of great significance to the balance of income and expenditure and the improvement of health level. We should pay sufficient attention to this and formulate corresponding countermeasures.
In this environment, a number of experts have proposed to stop the growth of medical insurance**. They pointed out that the current proportion of medical insurance payments is already very high, and if it is increased, it will bring more economic pressure to residents, which is not conducive to improving the coverage rate and coverage of medical insurance. Therefore, it is both necessary and possible to stop the increase in premiums.
There are many benefits to ending the increase in individual costs in Medicare. First, it can ease the financial pressure on people, especially those with low incomes who are on the verge of unemployment. Second, controlling the growth of premiums will help increase the number of insured people, increase coverage, and then improve the ability of the medical insurance system to share risks, which in turn will improve the overall level of protection. Ultimately, it will improve residents' trust and satisfaction with the medical insurance system, and promote social harmony and stability.