Wen Ning's mother is enlightened
Led by well-known economist Liang Jianzhang, the "China Fertility Cost Report 2024 Edition" released by Yuwa Population pointed out:The average cost of raising a child from the age of 0 to the graduation of a bachelor's degree is as high as 680,000 yuan.
After analyzing the composition of parenting costs, Professor Liang Jianzhang pointed out that in addition to the basic cost of living,The cost of education accounts for the lion's share。From kindergarten to university, the cost of various extracurricular tutoring, interest classes, study tours and other expenses continue to rise, making the cost of education a heavy burden for many families.
680,000 yuan is actually a relatively conservative number, probably because the cost of childcare for many families is not high, which lowers the overall cost of childcare.
For example, public primary schools and junior high schools do not need tuition, while private primary and junior high schools have to pay more than 20,000 yuan a year, and they will have to spend more than 180,000 yuan in nine years.
The tuition + accommodation fee for a year in a public high school is about 2,500 yuan, while a private high school needs about 30,000 yuan or more, and it costs more than 90,000 yuan in three years.
The tuition fee of public universities is more than 4,000 yuan a year, while the tuition fee of some private or Sino-foreign joint ventures costs tens of thousands of yuan a year, and tens of thousands of yuan more in four years.
The cost of living for different children is also very different, some college students 1000 a month is enough, and some college students 3000 a month is too little.
Therefore, don't be anxious when you see the numbers, you still need to weigh the pros and cons according to your actual situation, and pay the most reasonable parenting costs.
For me personally, in the 18 years of raising children, I have spent a lot of unjust money, and I have saved some unnecessary expenses.
In order to give their children a good grade, many parents will enroll their children in various cultural classes, such as mathematics, English, Chinese, etc. In kindergarten, many children start to take English classes twice a week at a cost of 10,000 or 20,000 yuan a year.
Some parents are helpless and do not have the time or ability to tutor their children, so they find tutoring classes to help.
However, many children have developed the habit of relying on extracurricular learning, and they do not take their in-class learning seriously, leaving them to study outside the classroom, which weakens the in-class learning, and the effective learning time has not increased a lot, and the effect is unsatisfactory, in fact, it has spent a lot of unjust money.
My son once enrolled in Chinese and mathematics training courses for several months, but only the first month felt fresh, he studied very seriously, and his grades improved rapidly. At the beginning of the second month, the training class was perfunctory, and people were absent-minded, how could it be effective.
In addition, many training courses are also test-oriented education, and do not pay attention to the improvement of children's abilities, and children have no stamina.
Take English learning as an example, many children who go to English training classes from an early age can only do exams, not listening and speaking, and they lose their advantages in junior high school and high school, and they learn very hard.
In fact, if the child listens carefully in class, carefully reviewes, previews, and completes homework after school, and then reads more extracurricular books, his grades will not be too bad.
My experience is that if you want to improve your grades, you don't have to spend too much money on extracurricular training classes, the key is to let your child know why he is learning and take the initiative to learn.
Buy more extracurricular books or learning resources or apps that you are interested in for your child, and do the most effective thing at the lowest cost. For example, for English learning, I will buy original picture books, reading pens, reading apps, etc., and the children's comprehensive English ability is very strong.
There are a variety of interest classes now, and special attention is paid to the all-round development of children, so many children will apply for multiple interest classes. Like piano, art, robotics, vocal music, eloquence, taekwondo, basketball, football, etc. The cost is very high, each class is about 4,000 yuan or more a year.
A child I know enrolled in 8 interest classes, and he wandered between interest classes every day, with no spare time and no energy.
Children's energy and absorption capacity are limited, and they will not learn very well if they learn too much, most of them are just learning a skin, plus they are not interested, and they are finally returned to the teacher, and they will not be used or touched for the rest of their lives.
Just like many children learn the piano, after the exam, they never want to touch the piano again, and they have the urge to smash the piano.
Actually,There are not many interest classes, choose a few key ones according to the child's personality characteristics and preferences, and stick to it all the time, there is no need to waste too much money.
For example, if you want your child to be in good health, sign up for a sports program and choose one or two from ball games, swimming, boxing, etc. Children like to draw, so they choose art and a certain musical instrument. To exercise children's hands-on ability and thinking ability, apply for a robot and so on.
At the same time, if you want your child to develop a certain interest first, you must be willing to invest some extracurricular resources for your child, buy sports equipment, painting equipment, piano sets, Lego bricks, etc.
Nowadays, many research and study tour programs are flooded, and parents do not know the inside story, only look at the publicity is very good, see that other children are reported, and the school has the need for practice and research activities, so they will sign up for their children. However, when the child really went on a study tour, he encountered various problems, such as not living well, eating well, playing well, and not learning anything, which made the high tuition fees go down the drain.
There was a similar situation during the holidays, and there was an organized study trip to Beijing, which was said to be able to exchange learning experience and visit the campus with Tsinghua North University on the spot, and the cost was as high as 10,000 yuan. Parents believe that their children can learn from the power of role models, and seeing the beautiful campus can stimulate their enthusiasm for learning, so they enthusiastically sign up for their children.
As a result, the child went to Beijing, braved the scorching sun, queued for 2 hours to get to the door, and hurriedly took a photo before leaving. I didn't have a chance to enter the campus at all, and I didn't meet the top students. The cost of this study is simply a trick, and some people have commented that they have been tired of learning and have become tired of learning.
Therefore, it is better not to participate in this kind of research tourFind a free time and take your children by yourself, and the cost of travel, food and accommodation does not need to be 10,000 yuan。As long as you make an appointment in advance, you can enter the campus. It's also very easy to find a few friends to contact a few top students, and there should be a few Tsinghua North University masters in every city!
This kind of study tour to other places is more reliable organized by the school or local education department, and the cost is relatively reasonable, remember to pay more attention.
Read 10,000 books, travel 10,000 miles", and follow the textbook to travel, which is a very popular practice at the moment. During the journey, children can gain knowledge, exercise self-care skills, social skills, observation skills, etc., and make great progress in all aspects.
There are many businesses that have seized the opportunity and launched many tourism programs to attract parents to take their children on trips. It is easier to travel in a group. As long as you pay, you can get out. Tickets, accommodation, tickets, and other transportation arrangements have been arranged.
However, the disadvantage of signing up for a tour is that the stay time of each scenic spot is limited, and it is often not possible to immerse yourself in the experience.
At the same time, most of the group tours are shopping groups, and when you arrive at a place, you may be verbally attacked or thrown out of the car, which is not a tour at all.
If you can't find a good tour group, then it's better not to report it, it's better to travel independently. Do your own strategy, plan your own drive, go to a few major attractions, make a personalized route, spend a small amount of money to do big things, and the experience is still very sufficient.
I have always traveled with my children on my own, such as taking two children to Beijing during the holidays, and it took more than 2,000 yuan in two days. When a child was young, he went to the zoo and the science and technology museum for a full day of in-depth experience. A child is older, and he goes to the Forbidden City and the Summer Palace by himself and has a lot of fun. Each child has a suitable travel program for him, and he or she is full of value.
Write at the end:The birth cost report is freshly released, and the average cost of raising a baby is as high as 680,000, which is high, which expenses can be saved? I have listed 4 types of rising education costs above, and if you plan rationally, you can save a lot of unnecessary costs. It's just that parents need to do it themselves, and the time cost is high, so I don't know how you will choose?
I'm @Ning Ma Wuyu.Mother of two boys, more than 10 years of parenting experience.
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