In today's society, due to various reasons such as work and life, many people have not paid social security for 15 years. However, what you may not know is that the good news is coming soon, that is, new social security contribution regulations will be introduced in 2024. This is undoubtedly a boon for those who have not paid social security for 15 years. Next, I will explain this new rule in detail with you in easy-to-understand language.
The new regulations clarify the method of one-time supplementary payment of social insurance. In the past, social security needs to be paid for 15 consecutive years before you can enjoy the basic pension insurance treatment, and for those who have failed to pay for 15 years for various reasons, it is undoubtedly a huge trouble. However, the new regulations clarify the method of one-time supplementary payment of social security, as long as the conditions are met, you can make a one-time supplementary payment of social security for 15 years. This regulation not only facilitates the majority of employees, but also makes retirees more confident in planning their retirement life.
The new regulations have increased attention to the basic old-age insurance for urban and rural residents. In the past, the basic old-age insurance for urban and rural residents was not concerned because of its relatively low pension amount. However, in the new regulations, the subsidy for the basic old-age insurance for urban and rural residents will be increased, which means that the pension amount of the basic old-age insurance for urban and rural residents will be greatly increased, so that more urban and rural residents can enjoy better old-age security.
The new regulations also clarify the option of changing the pension insurance for urban workers to the pension insurance for residents. In the past, if you have paid social security contributions for less than 15 years, you often need to delay retirement and continue to pay social security. In the new regulations, retirees can choose to change the pension insurance for urban workers to the pension insurance for residents, so that they can choose the most suitable pension insurance according to their actual situation, which greatly improves the flexibility and selectivity of the pension insurance.
The new regulations are not perfect. In the new regulations, although the subsidy for the basic pension insurance for urban and rural residents has been increased, the new regulations may make those who set up a basic pension insurance account before the statutory retirement age feel a little lost. After all, they could have chosen to delay retirement and continue to pay social security, so as to enjoy more pension insurance benefits.
Although the new regulations make it clear that a one-time supplementary social security payment can be made, for those who are not in good financial conditions, a one-time supplementary social security payment may bring them a heavy financial burden. Therefore, it is also necessary to increase support for low-income groups to ensure their basic living needs, so that more people can enjoy the benefits brought by social security.
In short, the introduction of the new social security contribution regulations is undoubtedly a boon for those who have not paid social security for 15 years. It not only makes it convenient for the majority of employees, but also allows retirees to plan their retirement life with more confidence. At the same time, the new regulations also increase the attention to the basic pension insurance for urban and rural residents, and improve the flexibility and selectivity of social security contributions. Of course, in the new regulations, ** also needs to be constantly improved and improved in order to better serve the majority of employees and retirees. Let's hope that the new social security contribution regulations will bring more benefits to our lives.