Bye! Personal QR code collection, consumer payment promulgated new regulations, wide impact

Mondo Technology Updated on 2024-02-03

Bye! New regulations have been promulgated for personal collection and consumer payment, which have a wide impact.

With the development of society and the progress of science and technology, mobile payment has fully penetrated into all aspects of life, people no longer need to carry a thick bundle of various bank cards and cash, a mobile phone can recharge clothing, food, housing, transportation and other all-round payment.

And merchants don't have to worry about preparing to move all day long, a *** collection can comprehensively solve the problem of fees, but whether to say goodbye to personal *** collection is everyone's question.

According to the relevant regulations, all merchants are no longer authorized to use personal *** to collect money, and must use the commercial version of *** to collect money.

As for why this regulation was introduced, we won't say much, but it has a big impact on each of us, so let's explain it below.

The first is the impact on the enterprise, in the past, the enterprise will post the collection, one is the personal manager, the other is the enterprise company version, the reason for the posting of the collection, is beneficial to the enterprise, to a certain extent can reduce income, and the tax is related, as the customer sweeps the money to the personal account, the income of the enterprise will become less, I believe everyone understands, and the new regulations have been introduced! After the cancellation of personal collection, the company's revenue is really lost.

The second is the impact on consumers, as a consumer, if the card or payment tool is a coin, then it doesn't matter what code is scanned, as long as it is online payment, if it is paid through credit cards or Huabei and other channels, then the personal *** collection can not scan the code to pay, you must scan the commercial version of the line, before the merchant did not release the commercial version of the *** collection, resulting in many people using Huabei and credit card payment can not consume. The new rules are completely different. After the new regulations are completely different, it can be said that it is convenient for all consumers to a large extent, regardless of the credit card payment.

Finally, to sum up, it is an indisputable fact that personal payment will bid farewell to the historical stage next year, at first glance it is not a big deal, but this has something to do with everyone, this change is more formal and standardized for merchants, and for consumers there are more payment channels to pay for the money they choose, no matter how you look at it, this is a good thing, what do you think?

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