Recently, the official website of the State Administration of Financial Supervision and Administration announced a number of finesAgricultural Development Bank of China, Bank of China and China CITIC Bank
The two branches of the Agricultural Development Bank were fined a total of 500,000 yuan
January 29th, The penalty information disclosed by the State Administration of Financial Supervision and Administration officially shows thatDue to the failure to execute the actual loan payment, the credit funds are stranded in the borrower's loan accountAgricultural Development Bank of ChinaYingtan City BranchHe was fined by the Yingtan Supervision Branch of the State Administration of Financial Supervision and Administration250,000 yuan
However, just three days ago,January 26th, The penalty information disclosed by the State Administration of Financial Supervision and Administration officially shows thatDue to the failure of the "three checks" on loans, the rules of prudent operation were seriously violatedAgricultural Development Bank of ChinaHaixi Mongolian and Tibetan Autonomous Prefecture BranchIt was supervised by the Haixi Supervision Branch of the State Financial Supervision and Administration BureauA fine of 250,000 yuan
According to the official website, the Agricultural Development Bank of ChinaFounded in 1994, it is one of the three major state-owned policy banks funded by the state, directly under the leadership of the state, supporting the sustainable and healthy development of agriculture and rural areas, and having the status of an independent legal person(China Development Bank, Export-Import Bank of China, Agricultural Development Bank of China). According to incomplete statistics from Beiqing Finance,So far in 2023, the bank and its branches have been fined a total of 4.5 million yuan, and in January this year alone, they were fined 1.65 million yuan
A branch of China CITIC Bank was fined 1.3 million yuan, and 3 relevant responsible persons were warned and fined
January 26th, the Nantong Supervision Branch of the State Administration of Financial Supervision and Administration announced a fine, pointing at itChina CITIC Bank Co., Ltd. *** Nantong Branch and its 3 relevant responsible persons
Specifically, China CITIC Bank Nantong Branch has the following violations of laws and regulations:inflating the scale of inclusive small and micro enterprise loans; Failure to perform due diligence in credit management; Illegal issuance of second-hand housing mortgage loans; Failure to perform due diligence in the management of bills and letters of credit
In response to the above-mentioned illegal acts, the Nantong Supervision Branch of the State Administration of Financial Supervision and Administration imposed a penalty on the Nantong Branch of China CITIC Bank in accordance with Article 46 of the Banking Supervision Law of the People's Republic of China, Article 13 of the Interim Measures for the Administration of Fixed Asset Loans and relevant prudential operation rulesA fine of $1.3 million was imposed
At the same time, he was the assistant to the president of the Nantong branch of China CITIC Bank**Fai was given a warning and fined $80,000At that time, he was the general manager of the international business department of China CITIC Bank Nantong BranchXia Guodong was given a warning and fined 60,000 yuanAt that time, he was the president of the Haimen branch of China CITIC Bank Co., LtdYu Jialin was given a warning and fined 60,000 yuan
According to public information,Founded in 1987, China CITIC Bank is one of the earliest emerging commercial banks established in China's reform and opening up, and is also the largest subsidiary of CITIC GroupSince 2024, the bank and its branches have been fined more than 5 million yuan, in addition to 2023,China CITIC Bank was also confiscated by the State Administration of Financial Supervision and Administration for 56 violations, including credit business violations and performance appraisal regulations, and was fined more than 2$2.4 billion
A branch of the Bank of China was fined 300,000 yuan
January 26th, The penalty information disclosed by the State Administration of Financial Supervision and Administration shows that the three checks on loans are not in placeBank of China Co., Ltd. Heihe Branch was fined 300,000 yuan by the Heihe Supervision Branch of the State Administration of Financial Supervision and Administration
Just a week ago, the Bank of ChinaThe Ningbo branch was also fined 350,000 yuan by the regulator for imprudent management of credit card and car installment business。In fact, with the continued strong regulatory posture of the financial industrySince the beginning of 2024, Bank of China and its branches have been fined more than 7 million yuan by regulators