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Do you know when a family with an annual income of 300,000 will be able to save the first million?
Twenty years? Thirty years?
First of all, we must know that net income and net balance are two concepts, with an annual salary of 300,000, which is called annual net income.
A family with an annual income of 300,000 yuan, in addition to food, transportation, and socializing, also has to pay rent and tuition.
The remainder is called the net balance.
In addition to the above expenses, the family may not be able to save 50,000 yuan in a year, not counting the Chinese New Year.
As long as the condition of "not used at all" is not met, then the money is not called a net balance, it is still a net income.
For the vast majority of people, the net balance is negative.
For example, Lao Chen. Lao Chen's family has an annual income of about 30w, and the family of four depends on him to support him alone.
Every year, it is just enough to spend, and there is no surplus.
This made him very embarrassed, and if he could have a surplus of 2,000 yuan a month, the result would be very different.
When I do push-ups, if I do them without stopping, I can do up to 30 push-ups, which is the most standard kind.
If you change the rules and pause for a few seconds when you get to the bottom, and then hold it up, you can only do 22.
The reason is because the pause makes the muscle tension completely gone, the muscles are elastic, and the tension of the muscles at the bottom is the greatest, and propping yourself up at normal speed can make you start with less effort.
The slower the harder, if the total tension is 10, you start slowly at 2 speeds, it is also much better than if the tension is completely 0, starting from 0 you will feel extremely difficult, this is the role of surplus.
If you're a player who does normal push-ups all the time, why not try this trick, the first attempt might make you doubt yourself.
If you use the push-up bracket again, pause when stretching at the bottom, it will be super sour and the muscles will be swollen.
There's a game called Warcraft, and the mana in it is similar, and the more mana you have left, the faster you recover. If it's completely used up, it's going to be very slow to restore, only 1 point of blue in 1 second, and the single digit has to wait until when to go.
Isn't it the same with the car, the brakes cost fuel, the slow coasting is much cheaper, and compared to other drivers, you can play the catapult start every time.
The net balance is the best investment principal, and it has two major advantages.
First, you can take high risks, even if the principal is lost.
The second is that liquidity can be sacrificed, even if it is imprisoned for decades.
At first, Lao Chen was counting on investing something to make himself counterattack, no, the first step should be to find a way to make his net balance positive, and then think about other problems.
Having a surplus makes it easier to obtain wealth.
Ever played Texas Hold'em? If you use tiles to bet, everyone will become a gambling god, and you won't feel pain if you lose.
If you use real gold**, you will lose all the pants.
Just a little money, just count on this money to live, you must always care about its fluctuations, the operation will be deformed, and the opponent will be more likely to catch your mistakes.
Money gives you the confidence to ignore short-term goals and become a true long-termist.
The vast majority of successful investors are already high-income earners, or even ultra-high-income earners, before this.
Wealthy people convert their money into income-generating assets that will allow them to get a better return on their investment, and their principal will increase much faster than yours.
The higher the income, the easier it is for him to invest. This means that he has access to more inside information and has a higher level of security for his investments.
Commonly known as money rolling money.
The poor spend when they have money, and the result is that the longer the time, the greater the gap between the rich and the poor.
It's also a good idea to stop and add to your free, free time and not fill your life.
These times may allow us to discover a lot of things that we can't see when we are busy.
Allow time and space for miracles to happen.