Marriage was originally the crystallization of two people's love, and the partnership of life sometimes inadvertently turned into a game of financial interests. In such a game, some people use complex financial means to try to get more benefits in the event of a divorce. Although this behavior may seem clever, it actually causes great harm to the sincerity of the marriage and the trust of both parties. This article will use the story of my relatives as an example to reveal the nature of this financial trap and provide a way to crack it.
The protagonists of the story are my cousin and uncle. When they got married, the uncle's parents bought a wedding house, and the names of the uncle's parents were written on the real estate deed. After the marriage, the uncle's parents and the uncle signed a rental agreement, stipulating that the uncle would pay a certain amount of rent to his parents every month, but this rent was never disclosed to his cousin.
A few years later, my cousin and uncle decided to divorce because of their incompatible personalities. However, when the divorce occurred, it was discovered that the uncle's parents required the cousin to pay half of the rent as a joint debt according to the rental agreement. This sudden debt made the already complicated divorce matters even more difficult. The marriage between the cousin and the uncle also fell into deeper disputes because of this.
Behind this story, there is a common financial trap. That is, in a marriage, one or both parents turn these properties into so-called joint debts by purchasing property or other property and entering into a loan agreement or lease agreement with their children. In this way, once the children divorce, the other parent may be forced to take on this part of the debt, resulting in heavy losses.
So, how do you crack such a financial trap?
First of all, before getting married, both husband and wife should fully understand each other's financial situation, including premarital property, debts, etc. If you find that the other party has similar financial traps, you should raise questions in time and clarify the attitude and handling of the property in the prenuptial agreement.
Secondly, if one of the parents does provide financial support, then at the time of divorce, the other parent should ask for an appraisal of this part of the property and a reasonable division or compensation according to the actual situation.
Finally, if it is found that the other party has deliberately set up joint debts, you should seek legal help in a timely manner. According to the laws of our country, the joint debts of the husband and wife must be used for the joint life of the husband and wife or for family business. If a loan or lease agreement between a parent and a child is not used for the purpose of living together as a couple or running a family, the agreement may be invalid.
In short, the financial problems in marriage need to be faced and resolved by both parties. Only a marriage built on sincerity and trust can stand the test of time. I hope that the story of my relatives will draw everyone's attention to the financial problems in marriage and avoid similar situations in real life.