In the blink of an eye, there is only one week left before the Spring Festival.
On the first day of work, there was a wail all around, and some said: How about this year? I'm ready to eat somen for the New Year. Others said: If my wife sees my ** account, she will get divorced, and some say: I am already numb, the principal has been discounted by 40%, and there is no point in making any replenishment.
Originally, many people still had a glimmer of hope before the Spring Festival, and they were blinded by a blow to the head, in fact, it is not only the ** market, but also several other troubles, ordinary people are likely to face it more or less after the Spring Festival, and the start of 2024 is not optimistic, so prepare early.
First, the employment situation may be even more difficult
After the Spring Festival, new college graduates began to look for jobs, graduating tens of millions of college students a year, and the actual employment is far from meeting the demand, let's look at the data of the past three years:
According to relevant statistics, in 2022, the number of fresh graduates from Chinese universities will exceed 10 million for the first time, reaching 10.68 million, and in 2023, the number of college graduates in 2023 will reach 11.58 million, and it is expected that it may reach 11.79 million in 2024, once again hitting a record high.
In the past three years, some small and medium-sized enterprises have gone bankrupt and closed, and large enterprises have laid off employees and reduced salaries, so it can be said that the number of jobs has decreased instead of increasing, which means that the employment situation in 2024 may be more difficult.
Some people suggest that when you take off your long shirt, there is always work to do, but in fact, the three major industries of food delivery, express delivery, and online car-hailing are also overcrowded, and too many people have poured in, and it is difficult to make money as the unit price is reduced. Second, the number of households without payment may increase
A few days ago, two or three sets of "foreclosure houses" that were required to be vacated by the court appeared in the community, and because they could not repay the mortgage, they had to cut off the mortgage.
In recent years, in fact, everyone has had a hard time, especially those who are burdened with mortgages and have stood at a high price in 19 years to buy a house.
At the beginning, you can also use your previous meager savings to cover a mortgage, or ask your parents at home to help you get through, but after all, it is not a long-term solution, and the reduction of your family income, especially if there is an unemployed person in the family, it is difficult to maintain a normal life and fixed mortgage expenses by relying on a person's work alone.
Third, physical stores are still struggling
A relative of mine, joined a local famous fried chicken restaurant, originally thought it was very simple, after all, there are still a lot of groups that eat fried chicken, who knows that it is not as imagined, on some platforms, do **, there are customers to come, but it just doesn't make money, the platform commission, and then discount **, not on the platform, even worse, can't sell at all, as a result, after three months, I found that I was "the fried chicken".
The customer group faced by the physical store itself is the general mass consumer, and now most people are compressing consumption, downgrading consumption, and if they can not spend money, they will not spend money, and a little money will be saved, so that the money will not flow, everyone is like a pool of stagnant water, boiling frogs in warm water, and they will go out of business if they can't survive.
Fourth, the pension dilemma may be highlighted
Some people say that this has something to do with pension, and now retirees are the most nourishing to live, take a pension, and don't worry about unemployment.
In fact, the transmission of any mechanism has a certain amount of time, China has entered an aging society, with more and more elderly people, pension is not a simple matter.
Not only do you need material support, but you also need people, and most ordinary families, office workers, are not unfilial, they simply don't have the time and energy to take care of the elderly, those who have money, will choose to hire someone to take care of the elderly, and those who have no money can only find a nursing home that is almost there, and they can't do it, but it is also a fact in front of them, which is that most families can't escape.
Therefore, in the next two or three years, ordinary people should prepare early, dispose of some fixed assets if they can dispose of them, keep their existing jobs, control consumption, do not spend money that they can spend, save money they can save, do not invest, toss less, start a business less, and protect the savings at hand.