With the introduction of the property market policy in 2023, families with two homes will face three major problems. First of all, property sales will face unprecedented challenges. In the past, many people were keen on property investment, seeing it as an asset that could not only meet their living needs, but also obtain a return on investment. However, with the increase in housing** and the change in the concept of buying a home, people's demand for property has also changed. Nowadays, buying a home is more about satisfying the needs of living than simply an investment consideration. Therefore, high-quality newly-built commercial housing will become the mainstream of the market, while lower-quality second-hand housing will face greater sales pressure.
Secondly, some urban real estate is facing the dilemma of renting and selling, which has become a heavy burden. In some third- and fourth-tier cities in China, the problem of resource depletion and population outflow is becoming increasingly serious. With dwindling resources and a declining economy, jobs are declining in these cities, leading to a constant loss of population. As a result, there is already a surplus of housing** in these cities, and when the population is lost to a certain level, there will be more housing on the market than there is demand. These properties are both difficult to ** and difficult to rent, while the cost of holding is increasing day by day, becoming a burden for families.
Third, the implementation of the property tax will have a significant impact on families who own two homes. Property taxes are expected to be introduced in the next five years to address the overheating of the real estate market and the fiscal revenue of real estate. According to experts, the collection of property tax will be set with a reasonable exemption area and a tiered fee standard will be adopted. For families who own two or more properties, not only do they have to bear the burden of property taxes, but the higher the number of properties, the higher the proportion of taxes they will pay.
From the above questions, it can be seen that families who own two homes will face greater risks and challenges. In the past, property investment has brought significant returns in the case of house prices**, which can lead to asset appreciation. However, with the regulation of property market policies and changes in the market environment, the rate of return on real estate investment is gradually shrinking, while the cost of holding real estate is rising day by day. This dual trend of declining earnings and rising costs indicates that holding a property in the future may not bring good returns, and may even bring financial losses.
However, property as an asset still has some value and appeal. Although house prices may be under pressure in the future, property is still an important choice for people to live and invest. The value of a property is not only in its ability to provide a stable living environment, but also as a way to invest in the long term. As long as you choose the right location and property, combine your own economic situation and needs, and reasonably plan your real estate investment, you can still get a certain return.
In addition, there are other benefits that come with owning a property. For some families whose properties are located in popular cities or prime locations, the potential for property appreciation remains. At the same time, the property can also serve as a safety cushion for the family, providing them with a stable place to live and financial support for the future.
To sum up, families who own two homes need to carefully assess the investment prospects and risks of the property while facing the real problems. Despite the impact of property market policies, the right location and property can still bring value and return to these families by choosing the right location and property, as well as planning and managing it properly.
As a family with two homes, I deeply feel the impact and changes of the property market policy on the real estate market. In the past, property investment seemed like a sure bet, and many families couldn't get there. For the future trend of housing prices, although there is no conclusive **, it should be noted that with the regulation of property market policies and changes in the market environment, housing prices are more likely to face pressure. Therefore, families with two or more properties need to carefully assess the investment risks and consider the challenges and changes they may face in the future in order to make an informed decision.