The Spring Festival holiday is coming, investors who are ready to hold coins for the holiday should pay attention to the reverse repo "red envelope" is about to be opened! Combined with the holiday arrangement of the Spring Festival holiday, Wednesday (February 7) is the best time to operate, and the operation of 1-day reverse repo can earn a total of 11 days of interest, and it will not affect the ** transaction.
Wednesday is the best time to operate.
According to the Exchange's 2024 Spring Festival closure arrangement: the market will be closed from February 9 (Friday) to February 17 (Saturday), and the market will be open as usual from February 19 (Monday). If you want to buy and sell in the near future, and want to "pick" the "wool" of reverse repo, it is the most cost-effective to carry out reverse repo on Wednesday, that is, sell 1-day reverse repo of treasury bonds before 15:30 on February 7, and you can enjoy 11 days of interest income.
However, it should be noted that the reverse repo operation will be carried out on February 8 (Thursday), and no matter which type of treasury bond it is, it will not be able to enjoy interest during the long holiday.
*:Galaxy**.
The annualized yield of reverse repo rose before the holiday.
The eve of a long holiday is often a good time to operate a reverse repo of treasury bonds. As the end of the month, the end of the quarter, and the holidays approach, the demand for funds has increased, which has pushed the reverse repo yield of treasury bonds upward.
The specific yield is related to the trend of the reverse repo rate on the day and the time when the order is placed. According to some investment consultants, the reverse repo yield is affected by the market and is in flux. For reverse repos, selling at the highest point of the interest rate is the best option.
Judging from the ** price of the reverse repo of treasury bonds in Shanghai on Monday, the returns of 3-day and 4-day treasury bond reverse repo varieties have risen. As of the day**, GC003 had a yield increase of 218% with an annualized interest rate of 2340%；GC004 has a yield increase of 237%, and the annualized interest rate soared to 2375%。
How does reverse repo work?
Reverse repo sounds complicated, but it's relatively simple to operate. Investors only need to enter the trading page from the trading menu bar during the trading session (as of 15:30) and directly click the "Treasury Reverse Repo" button to start the operation. Next, select a variety and interest rate, fill in the investment amount, and click the order button.
There are reverse repo business of treasury bonds in Shanghai and **, which are divided into 9 maturities, including 1 day, 2 days, 3 days, 4 days, 7 days, 14 days, 28 days, 91 days and 182 periods. For most investors, they only need to participate in a 1-day reverse repo transaction to ensure that the pre-market funds on the next trading day are available and will not affect the operation.
It should be noted that the reverse repo rate will mostly appear after 3 p.m., usually after 3 p.m. Although from the perspective of not affecting the transaction, you can wait for the reverse repo operation to participate, but investors can also consider placing orders at an annualized interest rate that they are satisfied with before 2 p.m.
Yinhua ** cartography.
What to choose for a healthy financial management during the holidays?
What is the best choice for stable financial management during the holidays?
Industry insiders believe that there are many suitable directions, such as currency, as well as short-term bonds, interbank certificates of deposit, etc., which have been relatively hot since last year.
Currency** is one of the options for managing your money during the holidays. Choice data shows that the highest 7-day annualized rate of return in the past 7-day currency has reached more than 9%, and the average 7-day annualized rate of return is also above 2%.
Short-term bonds** are also of interest to investors. According to the data, the average yield of short-term bonds** in 2023 is 34%, since January this year, as of February 2, the average yield is 04%。The risk of this type of product is between currency** and equity**, with a certain degree of volatility, but the yield is higher than that of currency**.
People in the private placement network believe that the income of short-term bonds mainly includes two parts: asset interest and capital gains. Asset interest is the interest on bonds** held on bonds and deposits, regardless of trading days, weekends or holidays; Capital gains are generated with market transactions and changes in the net price of bonds, and are the benefits brought by the duration allocation, credit allocation and bond type selection, which fluctuate only on trading days.
Although the holiday market is not traded, the bonds held by short-term bonds** will still be subject to daily interest, and this part of the income is generally reflected in the change in the net value of ** after the first trading day after the holiday. However, short-term bonds** cannot be traded to increase capital gains during the market break, so the level of income is generally lower than on the trading day. The person reminded.
In addition, interbank certificates of deposit** are also a good direction for holiday financial management. The data shows that the average yield of this type of ** last year was 22%, and the average yield is close to 0 this year2%。
Bay Area Financial Comprehensive Shanghai ** Daily reports.
Editor: Xiaoya.