Digital agriculture is inseparable from the development of rural credit and digital finance, and the construction of a new rural credit system and the development of rural digital finance are one of the important supports for the development of digital agriculture.
Building a new rural credit system: Digital agriculture uses technical means to collect, analyze, and apply data on agricultural production, operation, and rural household credit, helping to establish a comprehensive, diversified, and dynamic rural credit evaluation system. This can promote the traceability of agricultural product quality, reduce information asymmetry, improve farmers' credit history and sustainable development ability, and provide them with more financing and market opportunities.
Development of rural digital finance: The development of digital technology has brought new opportunities and possibilities for rural finance. Using big data, artificial intelligence and other technologies, digital finance can provide farmers with more convenient and personalized financial services, including small loans, insurance, payment and settlement services, to meet the financing and risk management needs of farmers' daily production and operation.
By building a new rural credit system and developing rural digital finance, we can accelerate the modernization of agriculture, promote the deep integration of digital agricultural technology and financial services, provide farmers with more development opportunities, enhance their production capacity and sense of gain, and help the comprehensive revitalization of rural areas.