3,218 real estate projects have entered the "white list", can financial boosters bring recovery? February** Dynamic Incentive Program
On January 12, 2024, the Ministry of Housing and Urban-Rural Development and the State Administration of Financial Supervision officially announced the establishment of a coordination mechanism for urban real estate financing, with local governments taking the lead in formulating a "white list" of real estate projects and pushing it to local financial institutions, which will accurately support the reasonable financing needs of "white list" projects. According to CCTV, as of the end of January 2024, 170 cities in 26 provinces across the country have established urban real estate financing coordination mechanisms, and 3,218 real estate projects have entered the "white list" and been pushed to commercial banks.
Previously, the central bank had issued financial "16 measures" to maintain stable and orderly real estate financing and promote the steady and healthy development of the real estate market. These measures include stabilizing the supply of real estate development loans and supporting the reasonable demand for individual housing loans, aiming to inject confidence and vitality into the real estate market.
So, can these financial boosters bring about a recovery in the real estate market? Industry experts say that the recovery of the real estate market will require time and continuous policy support. Although financial support policies can help real estate companies alleviate financial pressure, to truly restore market confidence, it is also necessary to solve the structural problems of the real estate market, such as the imbalance between supply and demand, high housing prices, and low return on investment.
In addition, local governments and financial institutions also need to strengthen coordination and cooperation in the implementation of policies to ensure the effective implementation of policies. At the same time, it is also necessary to strengthen the supervision of the real estate market to prevent financial risks.
Overall, although the number of real estate projects on the "white list" is increasing, the recovery of the real estate market still needs time and continuous policy support. In this process, we need the joint efforts of all parties to achieve the stable and healthy development of the real estate market.
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