Is the social security supplementary payment plan "cancelled"? The "new regulations" are promulgated, how to deal with the payment in the future? Today, I would like to popularize to you the problem of how to deal with the social security payment plan mentioned in the new social security regulations after the "cancellation" and the introduction of the "new regulations". Before that, let's first understand the importance of the social security system and the current status of the social security supplementary payment program.
The social security system is a very important part of our lives. This is because social security not only provides medical security, old-age security, unemployment security and other protection, but also provides certain help when individuals face financial difficulties. Especially for those who have no income**, social security is like a life-saving straw, providing them with a basic living security.
The social security supplementary payment program refers to a way when an individual missed the time to pay social security in his previous work or for other reasons, and now wants to make up the payment. This method can help individuals increase their social security contribution years, improve pension insurance benefits, and then improve their living standards.
After the implementation of the new social security regulations on October 1, 2023, the social security supplementary payment plan seems to have been "cancelled". This is undoubtedly a huge blow to many people. They are worried that they will not have enough years of social security contributions, will not be able to receive enough pensions, or will not be able to enjoy various benefits such as medical security.
In fact, the new social security regulations do not completely cancel the social security supplementary payment scheme, but only make certain restrictions and adjustments to the supplementary payment scheme. According to the new regulations, for those who have lost their social security contributions due to job changes or other reasons, they can make supplementary contributions. However, the conditions and modalities of retroactive payment have also changed.
The time limit for social security retroactive contributions has been extended. Originally, it was stipulated that those who have been out of social security for more than three months cannot make supplementary contributions, but now it is stipulated that those who have been out of social security for more than one year cannot make supplementary contributions. This means that if an individual has a long period of social security payment for various reasons, it will be difficult to make a catch-up payment.
There have also been changes in the way social security is paid back. The original social security supplementary payment plan was for individuals to go to the social security agency or tax department for supplementary payment, but now it is necessary for individuals to go to enterprises or qualified human resources companies to make supplementary payments. This means that if an individual does not have an employer or does not find a qualified human resources company to make a retroactive payment, then it will be difficult to make a retroactive payment.
In general, the new social security regulations do not completely cancel the social security supplementary payment scheme, but only make certain adjustments and restrictions on the supplementary payment scheme. For those who have lost their social security contributions due to various reasons, they can still make supplementary contributions, but they need to comply with the new conditions and methods of supplementary contributions.
What should be done for those who have lost their social security contributions? Here are a few common ways to deal with it:
1.Renewal of social security contributions: If an individual's social security payment has been interrupted for a short period of time, such as only a few months or half a year, then you can choose to renew your social security contributions. This method can help individuals increase the number of years of social security contributions, improve pension insurance benefits, and then improve their living standards.
2.Convert employee social security to resident social security: For those who have been out of social security for a long time and have reached retirement age, they can choose to convert employee social security to resident social security. Although this method will reduce the individual's pension insurance benefits, it can enjoy various benefits such as medical security.
3.Buy commercial insurance: For those who have a higher need for social security benefits, consider purchasing commercial insurance. Although commercial insurance cannot replace social security, it can provide a certain amount of protection, so that individuals can get some help when facing financial difficulties.
In general, the new social security regulations do not completely cancel the social security supplementary payment scheme, but only make certain adjustments and restrictions on the supplementary payment scheme. For those who have stopped paying social security, they can still make supplementary contributions, but they need to comply with the new conditions and methods of supplementary contributions. At the same time, individuals can also choose to renew social security, convert employee social security to resident social security, or purchase commercial insurance to deal with the problem of social security disconnection.
After the implementation of the new social security regulations, how should we view the reform of the social security system? Personally, I think that the reform of the social security system is a good thing. This is because the reform of the social security system can make the social security system more fair, just and reasonable, so that everyone can enjoy the benefits brought by the social security system. At the same time, the reform of the social security system can also promote economic development and make the society more stable and harmonious.
There are also some problems with the reform of the social security system. For example, the reform of the social security system requires a large amount of capital investment, and the financial pressure is increasing. At the same time, the reform of the social security system also needs people's active cooperation, if people do not understand, do not cooperate with the reform of the social security system, then the reform is difficult to succeed.
In short, the new social security regulations do not completely cancel the social security supplementary payment scheme, but only make certain adjustments and restrictions on the supplementary payment scheme. For those who have stopped paying social security, they can still make supplementary contributions, but they need to comply with the new conditions and methods of supplementary contributions. At the same time, individuals can also choose to renew social security, convert employee social security to resident social security, or purchase commercial insurance to deal with the problem of social security disconnection. The reform of the social security system is a good thing, but there are also some problems. We need to look at the reform of the social security system rationally, actively cooperate with the reform of the social security system, make the reform of the social security system successful, and let everyone enjoy the benefits brought by the social security system.