When the work started, the mothers got together to talk about their children's New Year's money. A partner said: The child has grown up and become a fan of small wealth, and he holds the New Year's money tightly, so he is unwilling to hand it over, what can he do?
I don't know how your baby will handle it. Most of my family's handing in on the fifth day of the new year was handed in, and I still kept 1500 for myself, and I paid the bills of previous years. Why is there a bill? Because during the Chinese New Year last year, the two parties discussed that from 2023, the child's money will be handed over to the mother to take care of, and the income will be paid at an annualized rate of 3%, which will be settled once a year. So, that day, we took stock of the accounts, added last year's interest, and included this year's New Year's money, which is 50,000 yuan smaller, that is, I have to pay the child's interest of 1,500 next year.
This is really a baby who can give birth to money, you don't have to open your mouth, you will earn 1500 for nothing next year. The little money fan is happy.
In fact, New Year's money is not only a part of the traditional culture of the Spring Festival, but also a potential way of education.
Through this tradition, children are nurtured in areas such as financial management, socialization and cultural inheritance. Therefore, while parents and elders give their children New Year's money, they can be guided and educated in a timely manner, so that this traditional gift can play a maximum educational effect. I hope that in the hearts of every child, New Year's money is not only a wealth, but also a gift of education and care.
Of course, when the child grows up, it is very normal if he expresses his unwillingness to hand over the money to his parents and does not want his parents to manage the New Year's money. In this case, there is no need to over-interpret and think that the child does not trust the parents or anything, and there is no need to force it. Parents can try to take the following suggestions to deal with:
Respect the child's wishes:First of all, parents express their wishes to their children, and that children have their own choices and decisions, which are a reflection of his growth and independence. Growing up means more autonomy, and parents should understand and support their children's autonomy in money management. Provide financial education:When children say they don't want their parents to manage their money, you can use this opportunity to provide more financial education. Teach them the basic principles of financial management, the concept of investing, and how to set and achieve financial goals. Make a financial plan:Help your child develop a sound financial plan and help them plan how to spend their money. This can include things like setting a budget, setting goals (money-related dreams), and thinking about long-term investments. Provide advice and support:While children want to manage their money independently, parents can offer advice and support to share their experiences and lessons. This helps children think more holistically about financial decisions and reduces potential risks. Compromise can be agreed. Encourage saving and investing:Help your child understand the importance of saving and investing, and encourage them to consider putting some of their New Year's money into long-term investments or emergency savings. This helps to develop their awareness of financial planning and risk management. Communicate regularly:Establish an open line of communication and discuss their finances and plans with your child on a regular basis. This helps parents better understand their child's needs and goals, while also being able to provide support and guidance. Overall, respecting your child's choices and providing them with financial education and support is key. By developing the ability to think independently and manage finances, parents can help their children better face future money challenges and make informed choices in financial decisions.