How to handle the transfer procedures for foreclosure houses?
What is foreclosure?It is the defendant's property seized by the court in the course of the litigation, and the house of the person subject to enforcement seized by the court in the course of enforcement.
According to the regulations of the Supreme People's Court, these houses need to be realized through auction during the execution stage. After these houses have been appraised, they will be auctioned on the basis of the appraised price, or even lower than the appraised price.
After a genre, the price will be reduced by 20% and auctioned again, and after the genre again, the price will be reduced by another 20%. Therefore, some people participate in the auction of foreclosure houses out of the psychology of picking up leaks.
But why do so many people stay away from foreclosure rooms?It is because it is difficult to transfer the ownership of the foreclosure house and it is difficult to occupy and use it. Some courts only care about whether or not they can auction the house, regardless of whether they vacate the house or transfer the property, and some people do not get the house at all when they buy the foreclosure house, but suffer heavy losses.
So, for the successful bidder, how to handle the transfer procedures of the foreclosure house?Let's take a closer look at it.
1. Confirm the property information
Before buying a foreclosure property, you first need to confirm the basic information of the property, including the location of the house, the floor area, the length of ownership, the building structure, etc. This information can be obtained through auction notices issued by the court or property transactions**. At the same time, it is also necessary to know whether the property has a mortgage, seizure, etc., so as to better assess the risk.
2. Check the relevant documents
To buy a foreclosure house, you need to check the relevant documents, including the real estate certificate, land certificate, and the identity certificate of the original owner. These documents need to be carefully checked before the transfer to ensure the authenticity of the information. If the documents are incomplete or the information does not match, it may lead to the failure of the transfer.
3. Sign the purchase contract
After confirming that the property information and documents are correct, you need to sign a purchase contract with the court. When signing a contract, you need to read the contract carefully, especially the terms and conditions regarding the payment method, transfer time, tax bearing, etc. If you have any doubts, you need to contact the court in time and negotiate to resolve them.
4. Pay the room price and taxes
After signing the contract, you need to pay the room price and related taxes according to the contract. When paying for a house, you need to make sure that your funds are safe to avoid being scammed. At the same time, it is also necessary to understand the relevant tax policies in order to plan for tax issues reasonably.
5. Go through the transfer procedures
After paying the house price and taxes, you need to bring the relevant documents and documents to the local real estate transaction center to go through the transfer procedures. When going through the transfer procedures, you need to fill in the relevant ** and submit the relevant documents and documents. At the same time, there are also relevant closing fees and taxes to be paid. After the transfer of ownership is completed, you can officially become the legal owner of the property.
In short, there are many aspects to pay attention to when buying a foreclosure property, including confirming the property information, checking the relevant documents, signing the purchase contract, paying the house price and taxes, and going through the transfer procedures, especially whether it can be handed over. Only by taking all aspects seriously and operating in accordance with the regulations can you ensure that the process of buying a foreclosure property is completed smoothly.