How to lock in income before the holiday?

Mondo Finance Updated on 2024-02-19

As the Chinese New Year approaches, many investors are beginning to plan how to use this holiday to increase their capital. Especially at the last moment before the holiday, choosing the right investment product has become an important task.

Reminder about the subscription time: In order to ensure that you can enjoy the potential benefits during the Chinese New Year, most ** products need to be subscribed before 3pm on February 6, 2024 (Tuesday). It is worth noting that some currencies may be allowed to subscribe before 3 p.m. on Wednesday, February 7, which can be referred to the official announcement of each ** or directly consult the company. If you miss the subscription at this point in time, you will have to wait until after the holiday to be confirmed, and you will not be able to get the benefits of the Spring Festival holiday.

Next, let's compare the characteristics of three products: currency**, short-term debt** and interbank certificate of deposit index**.

Currencies are mainly invested in short-term currency market instruments, including but not limited to treasury bonds, central bank bills and commercial papers. This category** is suitable for investors who want to have flexible funds while maintaining stable assets.

Short-term bonds** mainly invest in short-term bonds, and do not involve **investment, which is suitable for investors who pursue stable returns. If you want your spare money to grow while maintaining some liquidity, short-term debt** may be a good option.

The Interbank Certificate of Deposit Index** mainly invests in high-quality interbank certificates of deposit, pursuing returns beyond traditional wealth management products while controlling investment risks. In recent years, interbank certificates of deposit have performed well during the Spring Festival, partly because banks have issued additional interbank certificates of deposit to cover the demand for funds during the holiday season, and at the same time, the central bank will also ensure the liquidity of funds during the holiday period through various measures, which is conducive to the stable income of interbank certificates of deposit**.

For investors who want to increase their capital during the Chinese New Year, it can be an ideal choice to deploy interbank certificates of deposit** in advance. For example, the 7-day holding period of the CSI Interbank Certificate of Deposit AAA Index **Investment** is a good choice, but please note that according to the announcement of the Southern **, the subscription of the ** will be stopped on February 7, so investors who want to take advantage of this opportunity should hurry up to complete the subscription before 3 pm on February 6.

Investing before the Spring Festival requires accurate timing and choosing the right investment products. Whether you choose a currency**, short-term debt** or an interbank CD index**, the most important thing is to make sure your money can work for you during the Chinese New Year and bring additional income.

This article was first published in the interpretation of the financial outlet, if there is **, please indicate the source.

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