I am a mother who loves to save money, a post-80s generation who loves reading and is keen on self-growth. Follow me, share more self-discipline, save money, grow dry goods, and become better and better with everyone.
The year is over,Collect the heart and move the bricks, no matter who you are moving the bricks, don't be idle, people will get sick and think crankily. Because there is no value to gain, so don't envy who is lying flat. He is also uncomfortable when he lies flat. Because there is nothing to do, there will be a lack of gain. It must be like this, so only those who are busy are happy.
Now talking about saving money, especially young people, saving money saving money. As soon as you talk about saving money, there are people who have leverage, I only have 3000 a month, what to save, this is really to ask yourself, why can't you save 3000 a month, 1000 in daily life, and 2000; In addition to the rent of 1200, you can still have 800 left, why can't you save money. You spend it indiscriminately, whether you skip the level of consumption, and whether you have superpower consumption. With a monthly salary of 3000, I honestly spend a monthly salary of 3000.
1.The first thing to do is to downgrade the rent, 1500 and 1000 choose 1000; This depends on the individual, the monthly salary is 3000, and I think the accommodation conditions are either shared with people or urban villages. Wait until your income is high before upgrading your conditions.
2.Secondly, daily life is downgraded, do it yourself, don't buy takeout, cook by yourself, you can't even spend 20 yuan a day,Try it if you don't believe it. Don't go to the breakfast stall to buy breakfast, eat it yourself at home,A bag of milk and an egg cost 3 yuan; 1 yuan for a bowl of noodles. For Baozi with a monthly salary of 3,000, if you want to save money, don't buy breakfast, start with a meat sandwich bun for 6 yuan early, you say it's not expensive. If you go out after eating at home, the cost is up to 3 yuan.
3.Bring food to the company:It turned out that there was an assistant in the company who never ordered takeout, and went out every morning to bring lunch to work; At the time, I was confused, but now I finally understand. One of the takeaways is worrying about hygiene, and the other is not nutritious, and the condiments at home are made according to their own appetites, so they must be more assured to eat. Bring food to the company, save 20 yuan, and it is 600 yuan a month.
4.Quit all kinds of drinks and coffee: saving money is the goal, so any behavior that hinders saving money is rejectedA cup of Starbucks starts at 28 yuan, plus a croissant, 44 yuan; Originally, it was my breakfast standard when I went to work, but when I moved, I ate it at home. Saved a lot of money.
5.Take more buses, ride shared bicycles, don't take taxis:I don't need to say much about this, but I will know how much money I will save if I do the math.
6.Most importantly, be yourself:If you really want to save money, you can overcome all the external conditions, if you don't have a strong desire to save moneyYou'd think I'm talking about strong words. It depends on how strong your desire is, if you want to save money, you have to control your hands, and control your short-term desires.
7.Learn, learn, learn:Learn about financial management and learn professional skills. If you don't know anything, go to the index every month**,Put it in every month and you'll definitely thank yourself in 20 years. Remember that it's the exponent**, don't touch the rest. This is Warren Buffett's advice, not me.
If you do the above 8 points and still can't save money, it can only mean that you may not have a strong desire to save money, or you don't need to save too much money with someone in your family, it all depends on the individual. But for me, it's from the bottom of my heart. Everyone has the right to choose their own lifestyle, and I just want to give some ideas to my friends who have low incomes. Because I also came from a poor boy. Come on together and get rich. Becoming rich is not an end, but a necessary condition for us to relax our life. Come on, I can, you can too. (**From the Internet, Anime** from Hayao Miyazaki comics, if there is any infringement, please contact to delete).
2024 Spring Festival Homecoming Battle Universal Life Guide Today's Lichun Record my 2024
I am a mother who loves to save money, stay at home with a baby, love to read, like to save money, focus on sharing self-discipline, grow and save money, and save money for dry goods. Hopefully, these dry goods can help more people.