Recently, many friends have reported to me that they have encountered fraud when applying for POS machines. Some salespeople or local pushers will defraud customers of 399 yuan, 599 yuan and other fees in the name of high deposits or service fees. This kind of behavior not only harms the interests of consumers, but also undermines the market order.
First of all, I want to emphasize that charging a deposit or service charge is not a problem in itself. After all, there is a cost to procure and maintain a POS machine. However, the key is whether these fees are communicated to the customer in advance and whether there is a commitment to refund them under certain conditions. If the salesperson or local promoter does not inform the customer of the relevant fees in advance, or the promised refund cannot be honored, or even requires the customer to swipe a certain amount within a certain period of time before it can be credited, this constitutes fraud.
For this situation, many people may think of calling the police or complaining to the payment company. However, I must tell you that this may not do much. Although the relevant cases will be accepted, due to the small amount of money involved, it may not be possible to file a case for detection. Although the payment company knows that the merchant is fraudulent, it often chooses to turn a blind eye because the merchant is making money for it.
So, how to solve this problem? The most effective way to do this is to complain directly to the central bank. As the regulator of the financial market, the central bank has the responsibility to maintain market order and protect the rights and interests of consumers. Once such issues are reported to the central bank, the relevant payment companies are under regulatory pressure to quickly resolve the issue.
Here, I would like to remind you that you must be cautious in choosing formal channels and reputable brands when handling POS machines. At the same time, it is also necessary to be vigilant to avoid being used by criminals. If you encounter similar fraud, do not hesitate to file a complaint with the relevant authorities immediately.
Finally, thank you for reading my article, and if you have any other questions or suggestions, please leave them in the comment area.