In June 2023, Ms. Wang invested in wealth management products online for the first time.
Ten days.
was defrauded of nearly 400,000 yuan.
However, only half a year later.
She was tricked by the same routine again.
Fraud of more than 30,000 yuan.
What exactly is the reason.
Let her get hit again and again?
Let's take a look at the whole process of Ms. Wang's being scammed.
There are two completely different platforms before and after, I thought it was a regular platform this time, you can redeem points, and you can also mail gifts ......Talking about her experience of being deceived, Ms. Wang couldn't cry.
Self-taught financial management meets a "good teacher".Thought it had opened the road to "getting rich".Ms. Wang, who runs a small shop in Ya'an, has saved some savings, and she feels that the interest rate on keeping her money in the bank is too low, so she began to look for investment and financial opportunities, looking for relevant investment platforms on the Internet, but it seems that she has no way to start.
In early June 2023, a stranger contacted Ms. Wang through Weibo, claiming that she is a senior financial planner who has helped many people achieve financial prosperity and can provide her with one-on-one guidance for free. Ms. Wang saw this as a good opportunity and began to learn about financial management from this "mentor". Over time, she came to trust each other.
That night, the financial planner recommended a single worth 50,000 yuan to her, because she only earned 4,000 yuan, Ms. Wang did not hesitate to follow the other party's advice to transfer money and recharge, and soon the account balance rose to 60,000 yuan, she was ecstatic in her heart, while thanking the financial planner, while thinking about her long-term financial plan, she couldn't sleep for a long time.
Earnings are constantly increasingShe and the "good teacher" met lateThe next day, the financial planner suggested that Ms. Wang upgrade the previous investment order to a 300,000 yuan order, Ms. Wang was worried about the risk and was reluctant to do it, but the other party said that she would continue to invest before withdrawing the previous 60,000 yuan, you can help her pay 110,000 yuan first, and she only needs to invest another 130,000 yuan. A few minutes later, the balance rose to 380,000.
Next, the financial planner began to recommend Ms. Wang to upgrade the order to a joint bill with more returns and a value of 470,000 yuan. Ms. Wang, who had already earned tens of thousands of yuan, didn't think much about it, borrowed money from a friend, and collected 90,000 yuan to transfer to the other party. Seeing the balance rise to 680,000, she was extremely excited, recalling the bitterness of doing business in the past few years, and hating herself for not getting to know this financial planner earlier.
680,000 cannot be withdrawnFang knew that he had been deceivedJust as Ms. Wang was about to withdraw her money, the financial planner told her that she needed to pay 70,000 yuan of personal income tax to the designated bank account first. Ms. Wang wondered, except for the first money, other funds have never been withdrawn, why should she pay taxes? And how can personal income tax be paid to personal accounts?
After some careful consideration, Ms. Wang decided to tell her family about the whole thing. The family suspected that she had suffered **, so they quickly took her to the police. Subsequently, the police exposed false investment and financial fraud methods to her, and conducted anti-fraud publicity and education for her. Ms. Wang said that she will be more vigilant in the future and will not be deceived again.
There is unwillingness,Embark on the road to "get rich" againPity! Ms. Wang was not reconciled, thinking that if she fell in **, she would have to get up in **, and she was determined to find a regular platform to "make a comeback" and earn back all her previous losses.
At the beginning of August, Ms. Wang found a financial management platform on a social software, and the platform's online reviews were quite good. This time, Ms. Wang learned the previous lesson and did not rush to invest, but decided to learn some knowledge of investment and financial management first to accumulate experience.
Ms. Wang entered a WeChat group through the platform's customer service, listened to the lecturer's lectures in the group every day, learned about the products and everyone's purchases, observed for a week, and felt that she could start, so she started to invest with the mentality of giving it a try. For the first time, she recharged 300 yuan, the cycle of the product was 3 days, and the income was 60 yuan. When the product expired, she successfully cashed out the proceeds. The second time, she recharged 1,200 yuan, and the income in 15 days was more than 100 yuan, and she also successfully withdrawd.
I don't believe in the police letter**,
Deceived again
In November, Ms. Wang recharged 380,000 yuan, and the income is also coming one after another. In order to facilitate her continued purchase of products on the platform, Ms. Wang did not withdraw these earnings.
However, in early December, Ms. Wang suddenly received a letter from the Anti-Fraud Center, telling her that she had recently transferred money to illegal accounts several times and that she might have encountered fraud. But Ms. Wang did not believe that she would encounter fraud, and even avoided the police's questioning, insisting that she had not been deceived.
A few days later, when Ms. Wang wanted to withdraw money, she found that the platform could not be opened, and she did not get any response when she contacted customer service. Half a month has passed, the system has still not been restored, and the customer service has never been contacted. At this time, Ms. Wang realized that she might have been deceived, so she quickly reported the case to the public security organs.
After receiving the police, the police found through investigation that Ms. Wang suffered two false investment and financial frauds in just half a year due to her weak awareness of prevention and greed for profits, with a cumulative loss of up to 430,000 yuan, which is really distressing!
Reminder1. Pay attention to identifying fake software. Fake investment and wealth management apps cannot be listed on the application market through formal channels, and users can only install the app or enter the fake by sending links, installation packages or ***.
2. Be vigilant when transferring money to your personal account. Due to technical limitations, some fake investment and wealth management platforms cannot directly recharge on the platform, and can only be recharged by transferring money to the personal bank account provided by the "customer service", and often change the collection account.
3. Cultivate the right investment philosophy. If you are accidentally deceived, you should keep chat records, transfer records and other information, and report the case to the local public security organ in a timely manner.
*: Panda Anti-Fraud.