Chao News reporter Wang Yanqiong Wang Zifang correspondent Jin Yi.
At about 6:50 p.m. on February 21, hail suddenly fell in Shangtang, Qiaotou, Shatou and other places in Yongjia, Yueqing, Hongqiao, Danxi and other places in Wenzhou. At the same time, some netizens also wondered, "What should I do if the car is hit by hail"?
Hail damage is covered by the basic coverage of car damage insurance.
Photo by netizen Hu Xiaolu.
Photo provided by netizens. The reporter contacted Dadi Insurance Company to understand that the car damaged by hail belongs to the basic insurance coverage of car damage insurance. The full name of motor vehicle damage insurance is motor vehicle loss insurance, which is one of the basic risks of motor vehicle insurance. If a car damaged by hail is covered by car damage insurance, the insurance company will compensate in full; If you do not have car damage insurance, the owner will pay for the repairs himself.
Insurance company claims adjusters recommend that if a hailstorm-damaged car needs to make a claim, it needs to follow the steps. First of all, do not move the vehicle, confirm whether you have purchased car damage insurance, and if the vehicle is within the insurance period, you should report the accident to the insurance company within 48 hours.
Many insurance companies will require the owner to provide a weather certificate or a report of the relevant ** as proof of claim when dealing with vehicle damage caused by hail. If the report is made in a timely manner, the insurance company will usually verify the weather conditions on its own and do not need to submit special proofs.
Subsequently, the owner waits for the insurance company to investigate, and then proceeds according to the normal claim process.
The Fourth Brigade of the Wenzhou Public Security Bureau monitored the S26 provincial highway covered with hail.
Highway traffic police remind: the first time to leave the highway in disaster weather.
The sudden hail also had a certain impact on the travel of citizens. The reporter learned from the command center of the Wenzhou high-speed traffic police detachment that the high-speed sections involved in the hail mainly include Yueqing and Yongjia, including Yueqing Nantang, Yongjia hub to Yongjia Qiaotou section.
Our jurisdiction is mainly near the Shangtang urban area of Yongjia, more than ten kilometers between the Longyantou Tunnel and the Xiazhangao Tunnel. Xie Jun, deputy captain of the four brigades of the Wenzhou high-speed traffic police detachment, told reporters that at about 18:55, after the team found the hail situation through monitoring, it closed the five toll stations close to the disaster area along the line as soon as possible, and tried to avoid vehicles entering the disaster section.
In addition, the brigade's monitoring room has increased manpower to inspect the hail section of the road through electronic cameras, and at the same time issue early warning information on the variable information board in both directions along the line to guide passing vehicles to get off the highway in time. In addition, the high-speed traffic police also linked up with the owners of the three parties along the way to inspect the vehicles and rescue vehicles, and sent additional rescue forces to patrol the road sections in disaster weather.
Many drivers encounter this kind of hail disaster weather for the first time, and they think that stopping will avoid some dangers, but in fact, it is because of the emergency stop that causes the accident. Xie Jun introduced that during the hail weather, the four teams of the high-speed traffic police received more than a dozen alarm messages, including a driver because of an emergency stop, resulting in a rear-end collision with the rear car.
There are quite a lot of people who stop to call the police today, in fact, we need a common sense, that is, it doesn't matter if you drive away from the danger zone and then call the police. Xie Jun reminded the majority of drivers that similar disaster weather, as long as they leave the disaster road section normally, even if the vehicle is hit by hail, as long as they find the insurance company to settle the claim directly, the driver must not stop on the highway, and a stop will cause greater danger.
As of 19:59 on February 21, the Wenzhou Meteorological Observatory lifted the orange warning signal for hail in Wenzhou City.
However, it is worth noting that it is expected that there will be thunderstorms and rainstorms in Wenzhou urban area in the future. The Wenzhou Meteorological Observatory reminds that attention should be paid to preventing the adverse effects of thunderstorms and winds on projects under construction and transportation, and outdoor personnel should stay away from big trees, telephone poles, outdoor billboards, temporary structures, etc., and evacuate to indoor or safe places as soon as possible.
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