In this digital age, central banks are vigorously promoting the development of digital currencies. As early as three years ago, the central bank announced the birth of digital currency, which is a big step towards the digital age.
When it comes to the initial debut of digital currencies, we have to mention April 2020, which was an unforgettable moment. China has successfully launched the world's first fiat digital yuan, which means that we have officially entered a new era of digital currency.
Then, in order to let everyone feel the convenience of digital currency more intuitively, the People's Bank of China and a number of commercial banks jointly conducted field tests of digital currency.
But we want to integrate digital currencies into our daily lives. Especially in the field of payments, digital currency payments will no longer be an unattainable future, but are gradually becoming a part of our real lives.
The emergence of digital currency will undoubtedly bring earth-shaking changes to payment methods. There is no longer any need for cumbersome banking procedures, and the payment is completed with just one swipe. This convenient and fast payment method makes our lives more convenient and more in line with the trend of the times.
First of all, we have to understand that the digital yuan is not a virtual currency, and don't think of those ethereal concepts. To be precise, it is money in the form of numbers, although it is intangible, but it is also real gold**Oh!
Imagine that you hold your phone and swipe it and complete the payment, does that cool feeling make your heart flutter? That's right, the digital yuan is so magical, you can do it with your mobile phone, it's easy. It's like a digital version of a banknote, convenient and functional.
And, don't worry, merchants don't accept digital yuan. It is stipulated by the state, and merchants cannot refuse it. It doesn't matter if you're in a street stall or a large shopping mall, as long as you have the digital yuan in your hand, the merchant will obediently accept it.
The digital yuan, which is the same as the paper money we use every day, is used to buy, buy, buy. What's the difference? It's that it exists in the form of numbers, not paper, and you don't have to touch it.
Then, let's talk about the difference between it and WeChat Alipay. Do you know? The numbers in WeChat Alipay may have to be bound to tie the card, and the identity authentication is non-stop. However, the digital yuan is different, it does not require so many bells and whistles, and it can be used directly. No matter where you are, even if you don't have an internet connection on your phone, you can easily make payments.
Let's talk about the denomination, just like the banknote in your hand, the digital yuan also has a specific denomination. For example, if you have 1,000 yuan, maybe it will be divided into 10 pieces of 100 yuan, and the specific denomination will be deposited in your account.
For digital currency, some people may be worried about security, and feel that bank cards and ** payment are really reassuring. Indeed, digital currencies have the central bank as a big backer, and their stability must be guaranteed. But the question is, digital currencies have been around for years, so why haven't they caught on for so long? Maybe everyone hasn't gotten used to it, after all, it used to be a piece of paper, but now it's a number. It's a little different, isn't it?
In short, the advent of digital currency does not mean that bank cards and ** payments are going to decline. Each has its own good, as long as it is convenient and practical, everyone will find their own suitable way. For digital currency, let's wait and see, slowly get used to it, maybe it will become a part of our daily life in the future!