The reimbursement standard of NCMS in 2024 refers to the adjustment of the payment standard, reimbursement ratio, reimbursement scope and reimbursement limit of basic medical insurance for urban and rural residents (NCMS) according to the notice of the National Health Commission. The reimbursement standard of NCMS in 2024 mainly has the following characteristics:
The payment standard has been raised. In 2024, the payment standard of NCMS will be raised from 360 yuan per person year in 2023 to 390 yuan per person year, an increase of 30 yuan per person. This price increase is equivalent to 83%, the largest in recent years. The increase in the payment standard is to adapt to the increase in medical expenses, improve the level of protection of NCMS, and maintain the balance of revenue and expenditure of NCMS.
Reimbursement rates increased. In 2024, the reimbursement rate of NCMS will be increased from 50% in 2023 to 70%, which means that farmers can get more reimbursement for medical expenses when they seek medical treatment, reducing the burden of out-of-pocket expenses. The increase in the reimbursement ratio is to meet the medical security needs of farmers, reduce the medical risks of farmers, and improve the quality of life of farmers.
Reimbursement coverage expanded. In 2024, the reimbursement scope of NCMS will be expanded from hospitalization-only expenses in 2023 to include outpatient and hospitalization expenses, which will provide farmers with more comprehensive medical protection, whether it is a minor illness or a major illness, can be reimbursed from NCMS. The expansion of the reimbursement scope is to improve the coverage of NCMS, increase the applicability of NCMS, and promote the health management of farmers.
Reimbursement limits have been increased. In 2024, the reimbursement limit of NCMS will be increased from 60,000 yuan per person year in 2023 to 80,000 yuan per person-year, which provides farmers with higher protection for medical expenses, especially for farmers with major diseases, which can reduce the possibility of poverty due to illness. The increase in the reimbursement limit is to adapt to the increase in medical expenses, ensure the basic medical needs of farmers, and relieve the economic pressure of farmers.
The above information is for reference only, and the specific reimbursement standard of NCMS is subject to the relevant policies and regulations of your location. If you have any other questions, please feel free to continue to consult. Thank you!
Author: Niu Zhiqiang, more than 10 years of lawyer practice experience, member of Beijing Jiusan Society, excellent lawyer of law and family insurance, for this article, if you still don't understand, welcome to leave a message in the comment area!