The economy is in a downturn, and layoffs and salary cuts are ......After three years of hardships in the epidemic, I thought it would be fine after the epidemic.
However, I found that it was more difficult after the epidemic, and it was time to tighten my money bag and take the initiative to downgrade consumption.
Many friends have made a three-piece set of beauty, hairdressing, and nail art years ago.
I always thought that working steadily, saving more money, and saving money was the most practical three-piece set.
Su Ran previously downgraded consumption from the following aspects, and in the new year, it will be more firmly implemented and save more than a little bit.
Order less takeout, less restaurants.
Cooking at home can make delicious meals with few ingredients, as long as the combination of meat and vegetables is nutritious enough.
The cost of ordering a takeout is equivalent to two or three days of grocery shopping, and the next restaurant is equivalent to half a month's food expenses.
Miho, the heroine of the Japanese drama "How to Use Three Thousand Yen", thought of starting to save money.
I stopped renting a house, went home to live with my parents, saved the high rent, and started to bring food from home to work, saving money for takeout.
After watching this movie, Su Ran also told himself to cook at home as much as possible.
You can not order takeout, or you can not go to the restaurant, and you can also choose to bring homemade lunch to the unit on working days, so as to eat healthy and save money.
It's just a matter of getting your hands dirty and cooking delicious, hygienic and healthy food at home.
The process of cooking is also a kind of stress relief, and it is also a happy and beautiful thing for the family to enjoy the food they make by themselves!
Buy less and stock up less.
In ordinary life, if we don't control it a little, there will always be countless couriers on the road.
It's cool to spend money, but it's useless to buy it back, like chicken ribs, and it's too lazy to return it.
Even a lot of times I will buy something useless, I don't know why I buy it, anyway, I just like to buy it.
Just enjoy the action and habit of buying, and such money will be spent even more unjustly.
Take the initiative to control the purchase in life, and then consider buying the necessary items, not buying useless items in order to make up the full.
Nor do you stock up on items because of discounts, even if it's consumables.
Many times, big discounts are just a gimmick for merchants to promote their products, and the next time you buy it, it will still be the same discount.
It's even more favorable than the original, and the pit that Su Ran has stepped on before is no longer stepping on it, and the friends also avoid this pit.
Buying more and using more, buying less and using less, and buying less and stockpiling goods are also a way to save money and reduce the consumption of resources.
We do not apply for all kinds of membership recharge cards.
There are various types of recharge membership cards such as beauty and skin cards (VIP cards for ladies), sports and fitness cards, learning membership cards, and training promotion cards in life.
The more you recharge, the more discounts, so thousands or tens of thousands of dollars are spent.
But please think about it, how many times have you exercised with your sports and fitness card?
Do you think you've developed eight-pack abs after you get a fitness card?
Do you think you've studied after you get a learning membership card? These illusions have prompted us to keep issuing all kinds of top-up cards.
Does the Lady Card make you a real VIP lady?
I think that you can be a lady without spending money, the key is whether you have the mentality of a lady, not whether you have a lady card.
The business abacus is loud, we can also calculate, practice temperament at home, practice elegance, and figure, and do not need to spend money to buy a lady.
If you take the initiative to downgrade your consumption, you can spend less money on exercise, fitness, learning and improvement, beauty and skin ......
Running, yoga, and playing ball are all good aerobic exercises, and there are so many free resources on the Internet that you can't finish learning, and you can also beautify and beautify your skin ...... by sticking it at home
Reduce the latte factor.
A pack of cigarettes a day, a cup of coffee and a cup of milk tea a day, I have calculated this account for my friends.
Typical latte factors such as cigarettes, alcohol, coffee, and milk tea will cost thousands or even tens of thousands of yuan a year if you enjoy them every day.
There are countless latte factors that can be used or not, can be bought or not, and can be spent or not, can be considered to be reduced?
For example, cigarettes are both expensive and harmful to health, so why do you still enjoy them? Try to reduce or quit.
Wouldn't it be the best of both worlds to reduce the number and the number of times you can save a lot of money and have a healthy lifestyle?
Don't buy big brands, luxury brands.
The same item, the same quality, the difference between ordinary brands and big brands, luxury brands, the bigger the brand, the higher the brand premium.
Many friends feel that they have more face with big names, and quietly tell you that no one will care what brand you use, and everyone pays the most attention to themselves, not others.
In order to save face, spending more money is too cost-effective, and the actual use value of the item is also returned.
For example, the bag is in line with your own usage habits, suitable for the size you use, and the material and pattern you like.
The clothes and shoes are in line with your own dressing style, the fabrics and materials are satisfied, and the details are in place, and you are OK.
Please put down your noble face, what you like, practical items are the best items, whether it is a big brand, a luxury brand is not so important.
A luxury brand has a 12,000 yuan bag, buy a 2,000 yuan bag of the same quality, and save 10,000 yuan.
If you can downgrade it again, you will save more and save more.
I think of a friend with an annual income of 600,000 yuan who said that she is not particular about bags and never buys luxury bags.
As long as it meets her own needs, high income and low consumption are also important reasons why she can save money.
Active consumption downgrade is not to be unable to spend, but to actively choose to spend less or not to spend and save more.
High income - low consumption = high savings, income remains the same, consumption is reduced, and you can naturally save more money.
Saving money is the greatest self-discipline and confidence of adults, so be a self-disciplined and confident adult!