As the pressure on pension increases, will the abolition of the pension policy become the focus of adjustment?
Retirement pressure increases, pension reform will be included in the surgical goal?
War on the elderly"? Today, whether there is a huge retirement burden or will be due to retirement policies"Offset"？With the growing elderly population in China, the health status of the elderly is becoming more and more important. However, with the increasing burden of life for retirees, it is relevant"Cancellation"The issue of retirement is gaining traction. The article tries to ** this issue from different perspectives, hoping to bring some inspiration to people.
i.China's current burden on the elderly population.
1.An aging population.
According to Chinese statistics, by the end of 2021, the number of people aged 60 or over has reached 267 billion, about 189%。Among these populations, there are 191 seniors aged 65 and over, about 1%. In other words, one-fifth of China's population is elderly.
2.The increasing burden of ageing.
The rate of population aging is getting faster and faster. First, the pressure on pension insurance payment has increased; At the same time, due to the implementation of family planning, many families are facing the pressure of "double elders".
ii.Challenges to pension policy.
1.The historical environment in which the pension policy was born.
China's current pension insurance system was established in the 50s, and its target is enterprise employees. At that time, China implemented a policy of "high employment, low pension", which was aimed at ensuring that workers could receive the greatest possible care after retirement. However, along with China's development and the continuous changes in China's social and economic conditions, the problem of China's rural land contract management rights has become increasingly apparent.
2.Problems with the pension system.
The current pension policy has the following problems:
1) The amount of the pension is smaller.
Under the current social pension system, many elderly people can only maintain basic old-age security, let alone enjoy high-quality old-age security.
2) Deficiencies in the pension insurance system.
China's current pension insurance system is not mature enough in terms of calculation methods and adjustment mechanisms to meet the needs of the aging population.
iii.Analysis of the possibility of abolishing pension schemes.
1.Pressure from the public**.
The abolition of the pension system will provoke a fierce reaction among the public, especially the elderly. With the increasing improvement of China's pension insurance system, if the pension insurance system is abolished, it will further intensify China's social conflict and social stability.
2.Whether changes can be made to the current policy.
In the context of an aging population, the existing old-age insurance system should be appropriately changed to make it more in line with the needs of the elderly. For example, improve the social pension insurance system, improve the grade of social pension insurance, and build a social pension insurance system.
Faced with an increasing burden of old-age care, we can't just rely on it"Cancellation"A pension system can solve this problem. According to the level of social and economic development, the degree of population aging and the reality of existing policies, a more scientific and efficient pension insurance system should be designed from different perspectives.
Therefore, the relevant departments should take the following measures:
1.Improve the old-age insurance system, increase old-age insurance benefits, and ensure that the elderly receive the greatest protection in their lives after retirement.
2.In order to alleviate the burden of national basic endowment insurance, a diversified endowment insurance system combining enterprise endowment insurance and individual endowment insurance should be constructed.
3.Promote the development of the elderly service industry and improve its service quality to meet their diversified life needs.
4) Improve China's pension system, especially to increase support for the elderly, reduce their support pressure.
All in all, in the face of the pressure of the elderly, we can't just"Cancellation"The mentality of endowment insurance should be from a wider and deeper level, starting from all aspects, to provide comprehensive care for the elderly, so that the elderly can have a good life.