"Buy a bottle of iced black camellia for your child 6800" confiscate the child's New Year's money, it is better to take the opportunity to educate on financial quotient
Just after the Spring Festival, the topic of children's New Year's money has become a hot topic of discussion.
A mother's post really made me laugh, she said that she bought a bottle of iced tea for her baby and confiscated the child's 6,800 New Year's money.
Good guy, a bottle of iced tea costs up to 3 yuan, and the child is 6800 in a rigid routine, and it is estimated that the child is still complacent: the drink that is usually not allowed to drink is drunk so easily.
But the little guy is also lucky, when I was a child, my mother confiscated my New Year's money has always been simple and rude, in the name of helping me keep it, and when I want it, I will tell me that my New Year's money is all she gave other people's children New Year's money in exchange, and it should belong to her.
Where's the reason? Some people in the comment area of this posting mother also shared their "routines", only to find that in the matter of confiscating the New Year's money, the parents hid 800 hearts, and the pace was surprisingly consistent:
Some netizens said that they bought a book for their child and exchanged the child's 9,800 New Year's money;
Some people also say that they buy their children's favorite snacks in exchange for 40,006 for their children;
Some people also said that they took their children to a playground, took away more than 30,000 yuan, and bought hamburgers and fries for their children by the way, and the children still owe themselves money;
Of course, there are also people who let their children play with their mobile phones for an hour, and confiscated 6,000 yuan from their children.
However, who owns the New Year's money and how it should be spent has always been a controversial topic.
In fact, on this issue, the Civil Code has long stipulated that children over the age of 8 are persons with limited civil capacity and can independently carry out civil juristic acts that are purely profitable.
The New Year's money received by children and the red envelopes usually given by elders are all "giving" behaviors, which are one of the pure benefits of the behavior.
In other words, children over the age of 8 have the right to dispose of their own New Year's money.
Of course, when I say this, it does not mean that the child can spend whatever he wants, and the law also has a provision, that is, it is not a civil legal act that is purely profitable, and must be adapted to the child's age, intelligence, etc. to be implemented independently, otherwise it will require the legal **person** or consent.
In other words, you can't spend your New Year's money casually, and many times you have to get the consent of your parents or ** people before you can spend money legally.
Of course, the jurisprudence is the legal principle, the actual is the reality, it is really to let the children spend thousands of dollars on their own New Year's money, most children may take the money to buy game equipment, or encounter the Internet **, parents should still manage, but at the same time, on the one hand, we should pay attention to ways and means, on the other hand, we must strategically cultivate children's ability to manage money.
Education cannot be simple and crude
Two days ago, I saw a mother in the same community crying at the gate of the community, and only after understanding it did I know that her son ran away from home because of the New Year's money.
Her child is only in the first grade, and she received 20,000 yuan of New Year's money this year, and she is afraid that the child will lose it or spend it indiscriminately, so she forcefully "collects" the child's New Year's money!
At first, she thought that the child would be fine after crying, but she didn't expect the child to run away from home in the middle of the night and there was no news.
This thing seems old-fashioned, but it is being reborn every year.
Don't feel that children have no ideas and opinions, even if the children are young, we, as parents, must really think about the problem from the child's point of view, rather than acting recklessly and ignoring it.
Fortunately, the child was later found with the help of the local ** and the masses, and this incident also reminded many parents that there is no trivial matter in the child's affairs, and it is by no means simple and rude, as long as the method is reasonable and the attitude is good, most children are still willing to cooperate with their parents to hand over the New Year's money to their parents for management.
It is more important to guide children to consume than to help them keep them
A number of well-known child psychologists have said that how to manage New Year's money is the best opportunity for "financial quotient" education.
When the child has the ability to manage money, the child can manage the New Year's money by himself, and if the child is very young, the parent can take care of it.
At this time, parents can take their children to the bank to open a "New Year's money account", so that children can understand the meaning of saving, and know the truth of accumulating a lot, and over time, children will have a real understanding of money, understand how to use money, and form a preliminary financial foundation.
Parents can also take out a certain percentage of the New Year's money, take their children to buy some books and stationery, etc., to give to the children in the welfare home, this kind of meaningful thing, so that children can form a cognition of doing public welfare, and also let children understand what love is.
New Year's money is transformed from money into love, and children will understand that money can not only buy toys and snacks, but also do more meaningful things and help more people.
Parents can go to the supermarket with their children, take out a part of the New Year's money to the children's grandparents, grandparents to buy milk, buy daily necessities, etc., this behavior can subtly tell the children that money can not be spent indiscriminately, and filial piety can be used to make the elders happy and happy.
Can parents use their children's New Year's money? Of course, you can, but only if you discuss it with your child and ask for your child's consent!
When we give our children the right to distribute, respect them, and discuss everything with them, our children will not refuse our reasonable requests!
It is imperative for children to educate their financial quotients
For kindergarten and lower primary school children, we recommend a set of very good children's financial quotient cultivation picture books to effectively help children understand money and cultivate financial quotient.
This set consists of 8 volumesIt is a set published by Guangming ** Publishing House, which is very suitable5-10 year olds watchThe advantage of this set of books is that the complicated financial relationships are presented in front of children with easy-to-understand content, even kindergarten children can understand it with the help of their parents.
From the most basic money, to the role of money, how to reasonably plan money, how to increase the value of money, how to cultivate children's awareness of storage and risk, how to make children's spending more meaningful, etc., the book gradually gives children science about money, so that children can cultivate a sense of storage and financial management.
In addition, the book also extends a lot of money-related knowledge, such as family property is joint property, and parental consent must be obtained before spending money; None of the parents' money** is free, it is all earned by hard work; the difference between Chinese money and foreign money, and what kind of equivalent substitution relationship exists; There are good and bad aspects to money.
Cultivating children's awareness of financial quotient through the stories in picture books can not only provide positive guidance to children's way of spending money, but also allow children to have a basic understanding of financial quotient at a macro level, understand that behaviors such as recharging at random games and rewarding anchors are inappropriate behaviors, and know how to plan money to make money more meaningful.
Now is the best time to cultivate children's financial quotient, this set of children's financial quotient picture book link I put here, friends in need can click to buy!
At the age of ignorance and ignorance, parents must not arbitrarily dispose of their children's New Year's money, many times, children face their parents' "domineering" without an outlet for catharsis, it is very easy to do extreme things, as parents, do not force children to go further and further, we must use love and education "skills", so that children will always trust us, always around us.
Have you gained any thoughts about the New Year's money? If we do something wrong, admit it, and it's too late to change.
Author: Wait for the wind to come.
A working mother of two children, holding a pen in her left hand and a baby in her right hand, she likes to read, write, draw, and firmly believe that even if she lives in a chicken feather, she must have her own poetry and distance in her heart.
(**On the Internet, if there is any infringement, please contact to delete).
Enjoy the New Year