If you want to live a smooth life, you can be debt-free in order to be light
The following table is a must-see for everyone who spends ahead of time to see how the debt is getting bigger step by step:
After reading this shocking table, do you understand? Why is it that I am on the way to repay my debts every month, and the debts seem to never be repaid.
Especially in the past few years, the economy has been declining and income has declined, in order to keep their credit, 99% of people will choose to tear down the east wall and make up the west wall, and repay the old debts by constantly borrowing new loans.
Therefore, once your income cannot cover your monthly repayment, there will be a credit crisis at any time. Just rely on reversing the card to protect the credit, and one day it will overturn.
Whether to choose to repay it slowly in 60 months, risking being sued for the second time overdue, or choosing to settle the debt and go ashore at one time, you really have to weigh it carefully.
Now that the economy is generally bad, it is too difficult to find a job with a relatively high salary and increase your income.
A few days ago, I did a survey in the MBA student group, and 90% of the students said that they are not doing anything now, and they plan to change careers after the New Year, but most of them are very confused and don't know which line of work to do.
In any economic environment, there are good industries and bad industries.
Those who follow the trend will naturally make a lot of money, and those who are self-contained will eventually lose everything.
If we analyze the current domestic economic situation, from the perspective of big data, the country has a population of 1.4 billion, 800 million in debt, and more than 400 million people are overdue.
That is, with the exception of those over 65 and minors under 18, each of us has debts on us, the only difference isNormal repaymentwithIt's overdue.
"Debt of the whole people" is the basic plate of China's economy at present. Therefore, in the next few years, the debt market will definitely usher in a big explosion and become an outlet for individual entrepreneurship.
Document No. 26 issued by the China Banking and Insurance Regulatory Commission on January 8, 2021 has brought a spring breeze to the personal non-performing debt disposal industry and opened a new subdivision of the industry.
Through the bulk transfer of personal non-performing loans by banks, it is possible to reconcile debts at a discount.
As long as you spend 250,000, you can settle the debt of 1 million, so that you can get rid of it completely and go ashore easily, which is naturally the preferred solution for more than 90% of debtors.
However, debt reconciliation requires very professional knowledge and familiarity with the corresponding financial planning and policy documents in order to truly help the debtor.
At present, there are no more than 10,000 people in the country who have obtained debt planning qualification certificates, and there is a huge talent gap.
In 2024, obtaining a "Debt Planner Qualification Certificate" will bring new opportunities to your career and create a new height of wealth value.