As we all know, medical insurance, as a welfare policy given to us by the state, is our strong backing in medical care. But do you really understand the importance of health care? If you don't pay medical insurance on time, the consequences are so serious! Check it out!
First of all, let's imagine that without health insurance, once you get sick, medical expenses will become a heavy burden. High medical bills can leave you bankrupt or even in trouble. The existence of medical insurance is to reduce our medical burden and allow us to get better when we are sick.
So, if the medical insurance is not paid, how serious are the consequences?
There are three main impacts during the period of medical insurance discontinuity:It affects the enjoyment of medical insurance benefits, maternity insurance benefits, and retirement medical insurance benefits.
Affect the enjoyment of medical insurance benefits
Insured units and individuals must pay the monthly employee medical premiums on time and in full.
If the insured units and individuals fail to pay the employees' medical premiums in full and in a timely manner in accordance with the regulationsSuspend their health insurance benefits(If the insurance is suspended due to the reasons of the employer, the medical insurance treatment of the individual during the suspension period shall be borne by the employer).
Affect maternity insurance benefits
If the employer has already paid the premiums on time and in full, the employer shall pay the premiums on its ownFrom the following month, its employees enjoyMaternity medical expenses and maternity allowances.
The unemployed spouse of an employee shall be entitled to maternity medical expenses in accordance with the provisions and shall not be entitled to maternity allowance. EmployersStop paying the fee, their employees and their unemployed spousesFrom the following month, the corresponding treatment will be stopped
Affect retirement medical insurance benefits
If the payment period is too long, and the cumulative payment period at the time of retirement is insufficient, you cannot enjoy the corresponding social medical insurance treatment on the basis of exempting social medical insurance premiums.
When the employee reaches the statutory retirement ageIn Zhongshan City, the cumulative payment period is not less than 10 years, and the cumulative payment period is not less than 30 years for men and not less than 25 years for women, and the social medical insurance premiums can no longer be paidEnjoy the corresponding social medical insurance treatment according to the regulations.
So, what are you waiting for in the face of these consequences? Hurry up and pay medical insurance on time to protect the health of yourself and your family! If you still have questions or doubts about medical insurance, please leave a message in the comment area and join us**!
Medical insurance