Hello everyone, I'm a little rich meow.
I saw this picture the other day:
That's pretty much it. My family's big treasure can receive more than 5,000 yuan every year.
Isn't it fun?
I'm not happy because I can receive so much New Year's money, which proves that I have a lot of red envelopes going out!
Every year, the red envelope expenditure is more than 10,000 yuan, I often think about when I can learn Guangdong, the red envelope is just a mind, ten yuan and twenty is not too little, the meaning can be.
Today is the 1st, and I will do a budget. Before I made a budget, I knew that my expenses would be very high this month, and generally the month of the Spring Festival and March (insurance renewal) are the peak periods for my spending.
Oh my God, as soon as the budget is done, the expenditure will be 35w+。
Usually we spend 1 per month3w+ (mortgage, in-laws' living expenses, daily expenses of two babies, oil money).
Chinese New Year Red Envelope 12w, parents and in-laws, 2 nephews and 2 nephews, grandmothers and grandmothers on both sides.
I was thinking about giving my parents a little more, but I have helped me too much in 23 years, and the budget doesn't seem to be much.
The New Year's goods on both sides are 2k, my parents' house, and I have accompanied my mother to buy them in the past few years.
The rent with water and electricity (quarterly payment) is 5k again, and the baby will start school at the end of the month, and the tuition fee will be 3k.
If you don't have a budget, you don't know how much money you have to spend in a month, right? Because of the Spring Festival and the rent and school, it will be more than 22w, it's too difficult for middle-aged people.
All of a sudden, it was gone22w, what's the point of saving money?
For me, the point of saving money is:
Rich for the New Year! When I took my mother to buy New Year's goods, I could confidently say that I would buy them and swipe my card.
Last year, my family was seriously ill, and the elderly were worried that it would cost a lot of money to treat the disease, so I can directly say that I can rest assured that I don't have to worry about money! I bought insurance and I was able to get it all covered. The point of my savings is that I can protect myself in advance.
My husband bought some furniture for his new home, the balance was exhausted, the bonus was not paid, he was worried that he had no money to pay the rent, I could transfer it directly to him.
Look, that's what I'm saving money for.
I save money so that my family can have a better life, and I hope that I will not be trapped by money.
I save money to give myself confidence and have more choices.
Of course, saving money is not about spending money without spending money, remember that the purpose of saving money is to live a better life.
Therefore, there is a way to save money so that you will not put the cart before the horse, and the best way is to earn more "will spend".
I'm trying to practice it: multi-channel income, multi-way to save money.
If you really don't have an idea, let's start with small money.
For example, if you go to ICBC and answer a question, you will have 05 yuan income, go to CCB to do a task 1 yuan WeChat instant discount, Bank of China draw a prize 1 yuan WeChat instant discount, Alipay received 2$4.