Do you know? Borrowing money from classmates is an embarrassing problem that many people encounter. Sometimes, we may not want to lend money to our classmates, or we don't have extra money, but we don't know how to refuse, for fear of hurting the feelings of our classmates or being misunderstood by our classmates. So, how can classmates politely refuse to borrow money? Are there some refusal techniques that can save both money and love? Let's take a look.
First of all, we must understand that borrowing money from classmates is not a trivial matter, but a sensitive topic involving money and friendship. Therefore, when we refuse, we should pay attention to the following points:
Be polite and respectful, do not use a rough or indifferent tone, and do not use sarcastic or sarcastic language to avoid arousing the other person's disgust or hostility.
Express concern and understanding, do not directly deny or reject the other party's request, but first ask the other party for the reason and purpose of borrowing money, express concern and understanding for the other party's difficulties or needs, and give the other party some comfort or advice.
Be clear about your position and reasons, don't be ambiguous or vague, but be honest about your thoughts and positions that you don't want to borrow money or can't borrow, give a reasonable and true reason, and let the other party understand that your decision is irrevocable.
Come up with alternatives or suggestions, don't make the other person feel that you are shirking your responsibilities or being perfunctory, but try to provide some other help or advice as much as possible, such as introducing some reliable borrowing channels, or recommending some opportunities to make money, or helping the other person find other people to borrow money from, etc.
Be patient and understanding, don't get angry or quarrel because of the other person's entanglement or dissatisfaction, but stay calm and friendly, repeat your position and reasons, stick to your principles, and also understand the other person's mood and situation, and don't be too harsh or blame the other person.
Secondly, we need to master some rejection skills, and choose the appropriate way to euphemistically refuse students to borrow money according to different situations. Here are some common rejection techniques for your reference:
The method of shifting the topic, that is, when the other party makes a request to borrow money, do not answer directly, but change the topic, such as greeting the other party about the current situation, or chatting about some other things, or finding an excuse to end the call, etc., in order to avoid head-on conflicts, and also make the other party feel your reluctance, so as to give up the idea of borrowing money.
For example, if you are also very tight on hand, you can only lend a little money to the other party, or you have to borrow money from others before you can lend to the other party, or you have to charge a certain amount of interest or collateral, etc., so as to make the other party feel that you are not a good borrower, and also let the other party feel your difficulties, so as to give up the idea of borrowing money.
For example, if you also want to borrow money, or that you have not paid off the money you borrowed before, or that you are still waiting for the other party to repay your money, etc., so as to make the other party feel that you are not a rich person, and also make the other party realize that you owe money, so as to give up the idea of borrowing money.
The procrastination method, that is, when the other party makes a request to borrow money, do not directly refuse, but delay time, for example, you have to think about it first, or you have to check your account first, or you have to discuss it with your family first, etc., so as to make the other party feel that you are not very willing to borrow money, and also give the other party time to find other solutions, so as to give up the idea of borrowing money.