At the end of last year, I had a person close to me who was recommended an insurance product by an insurance person, and the attraction was that after purchasing this product, the payment for another insurance product purchased before would be fully refunded in 2028.
In addition, the product continues to provide benefit protection in the event of a critical illness and a full refund of the premium after 10 years. However, when the new year approached, when he tried to claim an insurance policy, he was met with an unexpected situation: even from a well-known large insurance company, they did not recognize their previous promise! Not only was his experience deeply disappointing, but it also had a negative impact on the overall image of the insurance industry. In China, public trust in insurance products is already low, and if such incidents are widespread**, it will only further weaken people's sense of security and trust in the insurance provided.
Such circumstances remind us that we must be extremely cautious when choosing and purchasing insurance products, ensuring that all promises and details are supported by documentary evidence in case of any disputes in the future.
Hotspot Engine Program