I hope you will get richer and richer.
There are a lot of uncertainties in 2024, are you ready?
How can I get myself through the difficult life in the future?
1. Don't be a moonlight family, you must save a sum of money for yourself every month, don't compare with others in order to satisfy your vanity, your monthly salary is spent, and when you are in urgent need of money, you find that you don't have a penny of savings, and you beg people to borrow money everywhere, how humble.
2. Don't lend money to others easily, it's easy to borrow money and it's hard to repay it, and you must keep your hard-earned money, for fear that you won't have any friends if you lend out the money, not to mention that the money can be returned, smart people won't do it.
3. Don't go to the live broadcast room, not only waste a lot of time when you go to the live broadcast room, but also buy something you don't like.
4. There are some unwanted items at home, which can be sold on the 20th platform, instead of being thrown away.
5. Don't buy paper books, the current network is very developed, many apps have books you want to read, it's better to read e-books, buying paper books is not only a waste of money, it's also very tiring when moving, and the province should still be saved.
6. Don't order takeout, takeout is not only unhygienic but also very expensive, I once didn't cook one day, ordered takeout, the minimum consumption of a day is 50 yuan, I usually cook and buy vegetables is only 20 yuan, so a comparison, I feel that it is more cost-effective to cook by myself, and I will never order takeout when I have time, unless I have to have no time.
7. Don't buy clothes in season, clothes will be much cheaper to buy in the opposite season, especially down jackets, when you buy them in winter, you have to pay five or six hundred at every turn, for people of my class, you can't afford to spend at all, it's better to buy it out of season, it's more cost-effective.
8. Uninstall all the shopping software on the mobile phone, I am afraid that when I am free, I like to go shopping**and brush short**. I usually uninstall all the shopping software, and come back when necessary. Don't be too troublesome, the extra few minutes will save you a lot of money in normal times, and effectively reduce the probability of your unconscious consumption. People must learn to be smarter, save if they can, and it will be a waste of time to shop.
9. Quit milk tea and snacks, and replace milk tea with homemade health flower tea, which is not only cheap but also beautiful and good for the body. If you eat too many junk snacks, you will only accumulate too many toxins in the body and cannot be discharged, and it is easy to get cancer over the years.
10. Stay away from ineffective socialization, some fox friends don't need to know so much, really wait for you to encounter things, these people will only stay away from you, ** will help you, or meet more friends who can bring you to grow, don't spend your hard-earned money in this kind of place.
11. Don't care about small money, accumulate a penny a day, a thousand dollars a day, and usually go out with a power bank, thermos cup and paper towels. The smaller the money, the more careful you must be and make good use of the small money to save a lot of money. Spend nothing that shouldn't be spent.
12. Don't consume ahead of time, don't frequently brush credit cards and borrow flowers, credit cards are a bottomless pit, the more you brush, the more terrible it is, the monthly salary is not enough to repay the credit card, save a little money if you don't have money, there is no need to put too much pressure on yourself.
13. Do not do all kinds of membership cards, especially fitness cards and beauty cards, many people are impulsive, thinking that they can still go to fitness after work, so they get a membership card, who knows that they are too tired to come back from work, and they don't want to go to fitness at all.