In today's rapid development of Internet finance, various borrowing platforms have sprung up like mushrooms after a rain, and borrowing is one of them. Recently, a news about the comprehensive reform of borrowing has aroused heated discussions among the majority of users, that is, "as long as the user is overdue, the remaining loans will be fully recovered". As soon as this news came out, it immediately aroused everyone's attention. So, is this information true or false? Now, let's take a look at this question together.
We need to be clear about one concept, and that is overdue. Overdue, in simple terms, is when the borrower fails to repay the loan within the agreed time. In the loan contract, it is common to clearly stipulate the repayment date of the loan and how it will be dealt with after it is overdue. If the borrower fails to repay the loan on time, it may be considered overdue.
But there are many netizens who said that it doesn't matter if it's closed, anyway, the amount given is not high, and now many people have used Jinbei on WeChat*** to replace Huabei to borrow, and the amount given is high and convenient. 
The way to deal with overdue loans may vary from one borrowing platform to another. Some platforms may resort to penalties, collections, etc., while others may choose legal means to resolve them. As for the borrowing, its official did not make it clear that it would recover the remaining loan because the user was overdue.
Why is there such news? This may be related to the risk control strategy of borrowing. As an Internet financial platform, Borrower naturally needs to strictly control risks. When the user is overdue, the borrower may take a series of measures to protect its own rights, which may include recovering the remaining loan in advance. However, this does not mean that as long as the user is overdue, the remaining loan will be recovered. The specific handling method also needs to be judged according to the actual situation.
We also need to note that any borrowing is risky. Whether it is a traditional bank loan or an online loan, it may not be possible to repay the loan on time due to various reasons. Therefore, when we borrow, we must do what we can to avoid financial difficulties due to excessive borrowing.
Regarding the statement that "as long as the user is overdue, the remaining loan will be fully recovered", we cannot simply assume that it is true or false. We need to look at this issue rationally, and at the same time, we must remind ourselves that no matter what kind of borrowing method, we must be cautious to avoid unnecessary trouble for ourselves because of overdue.
In this era of information, we must learn to sift through information, distinguish between truth and falsehood, and not be misled by false information. At the same time, we must also learn to spend rationally and avoid falling into debt due to impulse. Only in this way can we gain a firm foothold in the tide of Internet finance.