Just at the end of last year.
Several major state-owned banks have announced cuts in deposit rates.
Subsequently, a number of joint-stock banks also followed up with downward adjustments.
within the past year.
Major state-owned banks have experienced three rounds of interest rate cuts.
Not less than a three-year fixed deposit interest rate.
It has officially entered the "1 era".
Shifting asset planning needs
Insurance has become a new option for non-storage
It's not just deposits that have generally cut interest rates.
Look at many other ways of asset planning.
A good product that can achieve stable value-added.
It's not very common anymore.
In recent years, the interest rate of government bonds has been in a downward channel.
But it is still popular with the public.
It can be seen that the people's demand for savings is still strong.
The demand for asset planning from the public.
Also fromFight for earningsTransformed intoBe safe
fromShort-termTransformed intoLock long-term
Insurance products rely on the advantages of rigid payment.
It has a natural advantage in long-term asset management.
One of the increased whole life products.
It has the characteristics of risk protection and stable growth.
Stand out in the big waves.
It is gradually favored by more and more people.
The three "nirvana" to increase the amount of life expectancy
Rigidity + long-term + growth
The form of the increased whole life product is simple.
IncreaseThis means that the sum insured will grow over time.
ForeverThat is, guaranteed for life.
ShouIt is a life insurance policy that provides death protection.
Increase the effective sum assured for whole life.
Compound interest increments at a certain percentage each year.
The cash value will also rise.
The percentage of the increase in the effective sum assured.
It will be written in black and white in the contract.
Unaffected by time changes
Not affected by market interest rates
Not affected by policy adjustments
Safe and stable, long-term growth.
If you don't want to take the risk of capital fluctuations.
If you don't want to worry about asset planning.
If you want to lock in a long-term stable interest rate.
Incremental whole life is one.
You can't go wrong or even shine in the choice.
Taiping Life launched a new product
Recently, Taiping Life Insurance has launched a brand new one.
Predetermined interest rate 30% increase in whole life products.
Taiping Guoqiang No. 1 Whole Life Insurance
To meet the needs of the silver market.
Guoqiang No. 1 broke through the market.
Most increase the age limit for whole life.
Relax the upper age limit to:75 years old
Lower the threshold for the majority of elderly customers.
Payment method: Support single payment 3 5 10 20 years.
In addition, there is also an optionMonthly premium
It can also help younger customer groups.
Reduce the pressure of paying fees, "* Insurance."
Compound interest appreciation to lock in long-term interest rates
From the second policy year onwards.
The sum assured in force for each policy year.
By the basic sum insured.
Compound interest at 3% per annum.
Long-term lock-in, lifelong growth.
Most directly related to our interests.
In addition to direct liability for death.
Cash value] has also grown steadily over time of holding.
For men aged 0, the payment period is 5 years.
Pay a premium of 1 million yuan per year as an example.
The cash value is as follows.
The cash value is at the time of the policy.
It will be clearly written in the contract.
It will not be affected by changes in market interest rates.
The value of the guarantee is rising step by step
If the state of death or total disability is reached.
Guoqiang No. 1 will pay the insurance money.
Continuing with the above case.
The death benefit is shown in the figure below.
At the age of 85.
The guaranteed leverage reaches about 108 times.
Unit: 10,000 yuan).
Funds are quickly disbursed
Guoqiang No. 1 can be attacked, retreated, and defended.
Through the policy loan function.
Provide cash flow when money is urgently needed.
Fully protect the liquidity of customers.
And as the cash value grows.
The amount of the policy loan will also increase.
Up to 80% of the net cash value that can be borrowed
And the procedure is simple and fast.
It can be used to deal with unexpected needs.
The relevant protection benefits enjoyed during the loan period remain unchanged.
Link to the achievements of China Taiping Medical and Health Care
In today's high-quality development of the insurance industry.
Competition between products.
has been from a single dimension of product form.
Upgraded to "Insurance + Service".
Guoqiang No. 1 in addition to its own advantages.
The strength of the brand behind it should not be underestimated.
It can be linked to China Taiping.
Achievements in the construction of medical and health care ecosystem.
The customer has in addition to the basic protection provided by the policy.
There is also the opportunity to enjoy health care coverage.
One-stop comprehensive services such as medical care and children's education.
Innovative adoption by Taiping Life.
The combination of "heavy, medium and light" has taken shape.
Enjoy Home", "Enjoy Travel", "Enjoy Living".
Three major pension service businesses.
It integrates medical care, health care and travel care.
At present, Taiping Life Insurance is a "self-built + cooperative" pension community.
A comprehensive layout of east, west, north, south, and middle has been realized.
It covers 22 provinces and 38 cities across the country.
In terms of general health.
Taiping Life has laid out.
Medical, pharmaceutical, health and maintenance" whole industry chain.
Build online and offline integration, domestic and overseas integration.
Health management service platform.
Navigating an uncertain future.
Guoqiang No. 1 is for thousands of families.
Provides locked-in long-term benefits.
A new solution that is both offensive and defensive.
While protecting the value of life.
It takes into account risk protection and long-term stable growth.
Feel what your customers need.
Escort the whole life cycle.