1. You must do what you can when you take out a loan to buy a house, don't have assets of more than one million, and the mortgage should also be over one million. When ordinary people take out a loan to buy a house, try not to take out a loan of more than one million. Be sure to make a pragmatic assessment of future risks and leave room for them. If the mortgage is too heavy, the quality of life will decline, and if you lose your job during the mortgage period, you will face the risk of losing the payment. Relevant data show that in the past few months, the number of cases of mortgage payment has been increasing, and a very important reason is that many ordinary people are blindly optimistic about their future income when they take out a loan to buy a house. This is also a lesson for many people who have come before.
2. Don't be impulsive before you find your next home. Nowadays, it is very difficult to find a job, but there are always many young people and even middle-aged people who impulsively quit because they are not satisfied with the working environment, and as a result, after resigning, they can't find a new job for a few months or even more than a year, so they can only helplessly become flexible employees, which is really miserable.
3. Be sure to work hard to save money, don't be a moonshine clan. Save money at all times to protect yourself against unknown variables. Many ordinary people have no financial concept, how much money comes and goes, without any savings, once they encounter an emergency, they urgently need money.
I couldn't take out one or 20,000 yuan, and it was really difficult to move an inch at that time, and it was too late to regret it.
4. Don't choose to gnaw at the old at any time, even if your parents have the ability to continue to support you, because you lie at home and gnaw the old, it will only make your parents feel cold, and your parents will grow old one day, and you will be out of touch with society if you choose to gnaw the old, and in the end you will only be eliminated by the society, no discussion.
5. Don't change careers easily, interlacing is like a mountain, you can play well in this industry, but you may not be able to play in another industry. And now all walks of life are full of involution, and people who change careers easily have a high probability of failure, and as an ordinary person, it is best not to do things with a small probability, which is also the test for many people who have failed.
6. If you are not an ordinary person, don't reward the female anchor. Ordinary people run takeaway to earn money to reward female anchors, and female anchors go to order takeout when they are hungry, on the surface it is a virtuous circle of the economy, which seems to be a win-win situation, but in the end, ordinary people's money is wasted, and working for female anchors in vain is just a void in the end.
7. Don't go to work to fish, fish after work. What is the kind of thing that qualified people can do? Ordinary people go to mix like this, and the end of the workplace can only be security, cleaning, and nanny.
8. How much money you have, how many things to do, don't touch online loans. It is said that 800 million people in the country are in debt, and 400 million people are overdue and unable to repay their debts, and many of them are online loans borrowed by ordinary people. Most people are unable to repay their online loans because of the rolling profits, from the initial tens of thousands to hundreds of thousands, and finally become people without credit. It can be seen that online loans have become a bloodsucking worm for many people, and the harm is very great.
9. To make money, you should give flowers to the house, not to wildflowers. Earn money for wildflowers, and no amount of money earned is enough to spend.
10. Don't start a business with the money you are going to use to change for a big house.