What does a trust company do and what are the obligations of a trust company

Mondo Finance Updated on 2024-02-01

A trust serves as a legal framework that allows a settlor to delegate the management and disposition of their assets to a trustee to achieve a specific goal or beneficiary's benefit. In a trust company, the trustee's obligations are crucial to ensure that assets are properly managed and protected. The following are the main obligations of a trustee in a trust company:

In terms of the operating principles of trust and investment institutions, trust companies must abide by their duties, manage or handle trust property honestly, honestly, prudently and efficiently, and ensure the best interests of the beneficiaries. Trust companies should avoid conflicts of interest when dealing with trust affairs, and fully disclose information or refuse to handle relevant business when it is unavoidable.

The trust company should personally handle the trust affairs and exercise proper supervision when necessary. In addition, the trust company keeps the information of the trust business confidential, but there may be special provisions in laws and regulations or trust deeds. The trust company is also required to keep proper records of the trust affairs and report the relevant information to the settlor and beneficiaries on a regular basis.

Trust property should be managed separately from other property, and trust business should be accounted for separately from other businesses. Finally, the trust business department of the trust company should be independent of other departments to ensure the independence of business information.

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