As the population ages, more and more seniors are concerned about their retirement.
Among them, savings is one of the important guarantees for the elderly in their old age.
So, how much should someone over 70 save for retirement? Let's hear what the three old men think.
The first old man: Uncle Wang, 72 years old.
Uncle Wang was a civil servant when he was young, and he could receive a pension of 3,000 yuan per month after retirement.
But years of inflation and prices** have left his savings increasingly scarce.
Uncle Wang's current monthly expenses are about 4,000 yuan, including daily living expenses, medical expenses, and personal expenses.
He said that if you want to live more comfortably after retirement, you need to save at least 500,000 yuan.
The second old man: Aunt Li, 75 years old.
Aunt Li is a retired teacher who receives a pension of 3,500 yuan per month.
But she is not in good health and needs to see a doctor and buy medicine frequently, and the cost is relatively high.
Aunt Li's current monthly expenses are about 4,500 yuan, including medical expenses, daily living expenses, interpersonal relationship expenses, etc.
She said that if you want to live more comfortably in your old age, you need to save at least 700,000 yuan.
The third old man: Uncle Zhang, 78 years old.
Uncle Zhang is a retired employee who can receive a pension of 2,500 yuan per month.
Because his family was poor, his savings were relatively small.
Uncle Zhang's current living expenses are about 3,000 yuan, including daily living expenses and medical expenses.
He said that if you want to live more comfortably after retirement, you need to save at least 200,000 yuan.
The remarks of the three seniors above show that there is no hard and fast number on how much people over the age of 70 need to save to support their retirement.
It depends on the individual's actual situation and needs.
Generally speaking, if the pension of the elderly is relatively high, the physical condition is better, the family situation is better, and other factors are favorable, the savings required will be less; Otherwise, the deposit required will be larger.
In other words, for the elderly, saving is an important guarantee for retirement.
However, deposits are not the only protection.
The elderly should also comprehensively consider their own pension needs and plans, and pay attention to factors such as physical health, family status, and social welfare.
At the same time, in order to make your retirement life more stable and happy, you should also pay attention to cost management, cost savings, rational investment and other issues.