Dear veteran drivers, have you felt the heat wave of the latest wave of compulsory traffic insurance reform on the steering wheel in your hands? This change can be described as a change in the insurance industry"Icebreaker action", so that those of us who have been galloping on the road all year round are bright.
First of all, popularize this mysterious compulsory traffic insurance - it is a "necessary artifact" in China's legal provisions, when you unfortunately encounter a traffic accident, the insurance company will become a savior, pay compensation for personal ** or property damage to a third party on your behalf, and properly escort you. On the one hand, the purpose of setting up compulsory traffic insurance is to enable victims of traffic accidents to quickly receive the necessary financial compensation and medical assistance; On the other hand, it is to alleviate the heavy economic pressure that the person responsible for the accident may face.
However, the new policy of compulsory traffic insurance is not just at the conceptual level, and people have played a real "floating rate". In other words, the annual compulsory traffic insurance fee you pay will no longer be static, but will depend on your driving record in the past three years, just like your driving safety report card. For example, if you have performed well in the past year and have not been involved in a single at-fault traffic accident, congratulations, your second year's premium will be automatically discounted by up to 10%! If there are zero accidents for two consecutive years, the discount will be upgraded to 20%; If you can maintain the status of "safe driving model student" for three consecutive years, then the premium can be reduced by 30%!
However, the reverse is also true. If you accidentally "roll over" during the driving process and have a responsible traffic accident, then the premium will naturally have to be corresponding**. Therefore, this is not only a test of driving skills, but also a reality test of our safety awareness. After all, for those riders who have "zero insurance", the new deal is undoubtedly a pie in the sky, which really helps them save a sum of money.
So, veteran drivers in front of the screen, are you ready for this "safe driving discount season"? You might as well post your driving records to see who is the real "king of premium reduction"! What is your opinion on this wave of compulsory liability insurance rate reform? Welcome to leave your unique insights in the comment area, and let's talk about this "insurance revolution" that is closely related to every car owner. (Remember to bring your seat belts, let's fight again next time!) ）