Recently, two voices have appeared in society, which have attracted a lot of attention and discussion. One is to tax the rich, that is, property tax, inheritance tax, and departure tax, so as to narrow the gap between the rich and the poor, increase social equity, and promote economic development. The other is whether to sell the only house and rent a house, because your down payment plus the difference between the mortgage and the rent has made the housing and ** household registration, school registration and other public resources begin to fall apart, you can let your children go to the top private schools in the area, or you can be more reasonable to optimize the allocation of family assets.
Hotspot Engine Project In my opinion, both voices make sense and complement each other. Why? I will elaborate my views from the following aspects.
First of all, we have to understand, why are rich people rich? The rich are rich because they have more capital, that is, factors of production, such as land, capital, technology, talent, etc. This capital can help them create more value, which is income, such as interest, dividends, rent, wages, etc. This income, in turn, can help them accumulate more capital, forming a positive cycle. This is the so-called accumulation of capital, and it is also one of the core concepts of Marxist economics.
So, why should the rich be taxed? The rich are taxed because their capital accumulation not only brings personal prosperity, but also social problems. These questions include:
The gap between rich and poor is widening. The rich are getting richer, the poor are getting poorer, the pressure on the middle class is increasing, and the stratification of society is becoming more and more severe, leading to social instability and disharmony.
Waste of resources. The rich have excess capital, but there is no effective investment channel, which leads to idle and inefficient capital, and even speculation and speculation, resulting in a waste of resources and a bubble in the market.
Inadequacy of public services. The rich enjoy the public resources of society, such as infrastructure, education, health care, environment, etc., but do not contribute corresponding taxes according to their income level, resulting in insufficient and unfair public services, affecting the welfare and development of society.
Therefore, it is necessary and reasonable to tax the rich. By taxing the wealthy, the following can be achieved:
Distribute effects. Taxing the rich can recover a portion of the income from the rich and use it to subsidize the poor and the middle class, narrow the gap between the rich and the poor, and improve social equality and justice.
Motivational effect. Taxing the rich can encourage the rich to use and allocate their capital more rationally, avoid idle and inefficient capital, increase the liquidity and efficiency of capital, and promote economic growth and innovation.
Fiscal effect. Taxing the rich can increase fiscal revenue, which can be used to provide more and better public services, such as infrastructure, education, health care, environment, etc., and improve the welfare and development of society.
So, what taxes should be levied on the rich? In my opinion, property tax, inheritance tax, and departure tax are more suitable choices. These three taxes, all designed for the characteristics of the capital of the wealthy, have the following advantages:
Property tax. Property tax is a tax levied on the value or rental income of property owned by wealthy people. Property tax can effectively regulate the real estate market, curb the rapid rise of housing prices, prevent the formation of real estate bubbles, promote the reasonable supply and demand of real estate, increase the accessibility and affordability of housing, and improve people's living conditions.
Inheritance tax. Inheritance tax is a tax levied on the property left by a wealthy person to his heirs after his death. Inheritance tax can effectively break the intergenerational inheritance of the wealthy, prevent excessive concentration of wealth, promote the redistribution of wealth, increase social mobility and opportunities, and stimulate people's entrepreneurial and fighting spirit.
Departure tax. The departure tax is a tax levied on property or income owned by wealthy people in their home country when they emigrate or renounce their nationality. The departure tax can effectively prevent the capital outflow of the wealthy, protect the country's economic security, promote the country's capital accumulation, and increase the country's competitiveness and attractiveness.
To sum up, taxing the rich is necessary and reasonable. It can achieve social distribution, incentives and financial effects, and promote social equity, stability and development. The real estate tax, inheritance tax, and departure tax are more suitable taxes, which can achieve effective regulation and management according to the characteristics of the capital of the wealthy.
Secondly, we need to understand, why is the house important? The house is important because it is not only a space to live in, but also an object of investment and even a status symbol. In China, public resources such as housing and household registration and school registration are closely related, affecting people's lives and development. Therefore, many people regard buying a house as an important goal in life, or even a necessary condition.
So, why sell your house and rent it? Why give up your house and enjoy someone else's house? In my opinion, sell your house and go rent, for the following reasons:
Value for money. Selling your home can turn your down payment and mortgage into cash for other more profitable investments, such as **, etc. In this way, you can take advantage of the compounding effect of your money to grow your wealth faster and achieve financial freedom. Renting, on the other hand, only needs to pay a relatively low rent, does not need to bear the risk of house price fluctuations, and does not need to bear additional costs such as housing maintenance and property management, which can save more expenses and improve your capital efficiency.
Flexibility. Selling your house allows you to get rid of the shackles of the house and have more choices and opportunities, such as changing jobs, cities, countries, etc. You can find the right house anytime and anywhere according to your preferences and needs, and you don't need to worry about the location, size, decoration, facilities, etc. of the house, nor do you need to worry about the appreciation or depreciation of the house, and you can live more freely and comfortably. Renting a house allows you to enjoy the services and guarantees of the landlord, such as signing a contract, paying a deposit, providing furniture, repairing equipment, etc., which can save you a lot of trouble and trouble, and improve your quality of life.
Educational effectiveness. Selling your house allows you to get rid of the house and school status, and have more educational resources and possibilities, such as sending your children to the top private schools in the area, or studying abroad. You can choose the most suitable education method and environment for your children according to their interests and potential, and you don't need to be confined to the zoning and school selection of public schools, nor do you need to worry about the admission rate of the house and the school district price, you can pay more attention to the growth and development of your children. Renting a house allows you to enjoy the preferential and support of the landlord, such as providing school district housing, providing school supplies, providing tutoring services, etc., which can save you a lot of costs and pressure, and improve your educational effect.
To sum up, it is wise and advantageous to sell your house and go to rent. It allows you to gain more money-for-money, flexibility, and educational benefits to boost your life and development. The real estate tax, inheritance tax, and departure tax are relatively reasonable tax policies, which can promote social fairness, stability and development. Therefore, I suggest that you, learn from the rich, sell your house and rent a house, so that you can truly enjoy the value of the house and not be enslaved by it.