There are several main reasons for the problem of farmers' pensions not being the best:
Late implementation of the system: China's employee pension insurance system has been implemented since 1992, while the rural social pension insurance system was first implemented in 2009, relatively late. Due to the relatively short period of development, there are still some immature elements and obstacles in this system.
Farmers' awareness of insurance participation is low: Many farmers have insufficient understanding of the importance of social security and have weak awareness of insurance participation. The social security service system in rural areas is relatively backward, which makes it difficult to effectively promote the payment of fees.
Farmers pay at a lower level: Most farmers choose to pay according to the lowest grade, and the lowest grade in most provinces and cities is 200 yuan per year. The level of a farmer's pension is closely related to his contributions.
Lack of social security knowledge among farmers: Many farmers do not have a good understanding of the social security system, and are not clear about the relationship between individual contributions and state subsidies, as well as the impact of different payment levels.
There is a lot of pressure on finances and ** payments: In recent years, due to the slowdown in economic growth, there has been a lot of pressure on fiscal payments. Farmers' enthusiasm for paying is low, and there is no large balance in pension insurance, so there is no economic basis for a large increase in pensions for the elderly.
In addition, experts pointed out that the problem of too low pension level in rural areas should be paid enough attention. At present, the level of peasants' pensions is only a very small part of the pensions of urban workers. Experts suggest that the level of urban and rural pensions should be adjusted in a timely manner according to economic development and price changes, which should be consistent with the growth rate of urban workers' pensions. However, some people believe that due to the difference in the urban economic base and wage level, it is difficult to reach the same level of urban and rural pensions in the short term.