"Kunpeng".
By 2024, the ** of these 4 commodities may appear**, and everyone should be mentally prepared.
This year's "Year of the Dragon" is drawing to a close. Looking back, China's economy has experienced rapid growth after the lifting of restrictions on diseases. This shows that China's economy is in a good growth trend. By 2024, everyone wants to see the country's economy grow rapidly as the ** stabilizes and unemployment decreases. Now it seems that it will take some time for the national economy to return to its original state.
According to the current domestic economic situation, some industry insiders have proposed that by 2024, these four measures may make real estate **substantial**, please be mentally prepared. The four points are:1. Deposit rates will be lowered2. House prices will fall sharply. 3. The car is lifted"Wave of price cuts"。4. Household appliances will decline sharply. This is a matter of concern. Let's take a look.
First of all, the interest on savings has been reduced.
The six major state-owned banks have systematically lowered their savings interest rates from 2023 to January 2024, and other small and medium-sized banks have followed suit. The interest rate on three-year certificates of deposit is already below 3 percent, and the interest on one-year certificates of deposit is also below 2 percent. Interest on savings is expected to continue next year**. The biggest reason why banks have been lowering the interest rate on savings is to allow depositors to use their savings for consumption and investment, thereby stimulating economic development.
During this period, major banks have cut interest rates in an effort to reduce the amount of money needed by residents and companies to buy homes in order to reduce financial risk. And with the continuous interest rate of bank deposits, the most affected are still those savers, who can get less benefits, and some people even take out their own funds to buy some high-return wealth management products, which leads to more financial risks.
Second, house prices will be dramatically**.
In 2024, it is not only the price of second-hand houses, but also the prices of new houses. The price reduction of second-hand homes is largely due to the fact that the number of homes for sale around the world has grown rapidly since the beginning of the past year, and the buying and selling of second-hand homes has changed from selling to buying. For example, in Shanghai, it is not uncommon for a 10 million house to drop by 20%-30% to more than 750,000 yuan.
At the same time, with the easing of restrictions on property developers across the country and the current downturn in the property market, in the future, developers may significantly reduce property prices based on the actual situation, so as to quickly recoup their capital. Therefore, in 2024, buyers who are interested in buying a house, whether it is a second-hand house or a new house, will usher in an excellent time.
Thirdly, the house price will be **.
At the end of last year and on the eve of New Year's Day, dozens of well-known car companies across the country have announced big price discounts, such as BYD, Zhidou, Extreme Krypton, Leap, etc., and the cheapest are 50,000. On this point, some industry experts believe that there will be a more substantial reduction in the future of sedans. There are two important reasons for this:
First, at present, in addition to the traditional gasoline models, new energy models are also pouring in, the current car market supply is greater than demand, and the competition between industries is becoming more and more fierce. In addition, in the past three years, many middle-class people have lost their incomes or lost their jobs, making it less necessary for them to buy or replace cars that they previously had to buy or replace.
Fourth, the price of household appliances must be reduced.
From the end of last year to the beginning of this year, the selling prices of household appliances have been adjusted downward. Major brands such as Haier, Hisense, Midea, Gree, etc., have launched a variety of products including refrigerators, air conditioners, washing machines, TVs, etc. As far as the air-conditioning market is concerned, the major brands of air-conditioners are 300-500 yuan compared with summer. The main reasons for the decline in household appliances are:
First of all, the current upgrade speed of household appliances is too fast, and gradually from traditional appliances to smart appliances. Many times, the old goods have not been sold, and the new ones are placed on the shelves, and in order to recover the cost as soon as possible, they have to sell the original goods at a lower **.
Plus, many people have also seen a reduction in their spending after experiencing the pandemic. If there are some appliances in the house that work, they will keep using them instead of buying new ones. As a result, the demand for home appliances has also decreased. When it is found that sales are declining, household appliance companies can only take the method of reducing ** to increase sales.