With the continuous development of society, people are paying more and more attention to the issue of old-age care. As the main life after retirement, the payment standard of pension has become a topic of concern for the general public. This article will give you a detailed introduction to the relevant content of the pension contribution standard in 2024.
1. Grade adjustment: different policies in different places, more choices, more opportunities.
The basic endowment insurance for urban employees adopts "high payment and high security"; The pension insurance for urban and rural residents follows the principle of "low payment and wide coverage". The amount of basic pension insurance for in-service employees in Xiamen (the total burden of units and individuals) ranges from 638 yuan to 3188 yuan per month (without reducing the burden), generally speaking, endowment insurance: 20% of the unit payment ratio and 8% of individual contributions. The amount of urban and rural pension insurance contributions is paid in 13 grades from 100 yuan to 4,000 yuan.
The adjustment of pension insurance payment grades, Zhejiang as an example, made it clear in the notice that from 2024, the pension insurance payment grades for urban and rural residents will be adjusted to 8 levels, which are 200 yuan, 300 yuan, 500 yuan, 1000 yuan, 2000 yuan, 3000 yuan, 5000 yuan and 7000 yuan. Among them, the 200 yuan grade is the subsistence allowance object, the extremely poor person, the disabled, the subsistence allowance marginal households and other difficult groups to participate in the insurance ** payment grade, and the current payment grade higher than 200 yuan can be maintained.
There is no longer a separate payment level in various places. The insured shall pay the premium year by year, and if the cumulative payment is less than 15 years and the supplementary payment is allowed, the maximum payment grade shall not exceed 5,000 yuan per year. This adjustment aims to better meet the pension insurance needs of farmers of different income levels.
2. Payment subsidy.
All localities should reasonably adjust the payment subsidy standards, appropriately increase the payment subsidy for those who choose to pay at a higher level, and guide the insured to choose the middle and high-end payment. From January 1, 2024, the subsidy standard for payment of 2,000 yuan and above shall not be less than 200 yuan per person per year, which will be determined by each locality.