A friend who has left his job as a collector confided in me that no one can reconcile the conflict between debtors and collectors.
The debtor feels that the collection is "using chicken feathers as an arrow", and does not owe the money for collection, so why should he yell at himself, invade privacy, and even dare to "enter the house".
The collection is that the debtor is lying repeatedly, dishonest repayment, "no coffin and no tears".
The positions of the two sides are different, and naturally there will be many conflicts of interest.
In fact, the collectors are all third parties outsourced by the bank, and when the collectors get them, they are basically screened by the bank, and most of them are debtors who have lost contact and the debtor's attitude is arrogant and does not repay, so it is natural to increase efforts, otherwise how can the effect of pressure be formed, so that the debtor is in awe and has to repay?
The professional orientation of a collector is to collect the arrears on behalf of the creditor and distribute the commission according to the percentage of the recovered amount.
How many debtors take the initiative to negotiate with creditors and explain their own difficulties, but there are debtors sympathetic? Creditors are not sympathetic, let alone this kind of three-way collection.
Although the collection industry has been criticized, from ancient times to the present, as long as there is a debt contradiction, there will naturally be a collection industry.
Many debtors say how pitiful life is with the collection, but the three-party collection never soft-hearted, sympathetic, and is a very cold and ruthless person.
But just like "Xianglin's sister-in-law", although it is very pitiful, when others hear too much about her hard work and misfortune, many people will become numb.
No one can put themselves in the shoes of others or empathize with the hardships and misfortunes of others.
What's more, after working for a long time, there are many people who perfunctory say that they will repay the money, and they themselves do not believe in the debtor's promise, unless they see that there is actual repayment.
But on the other hand, is the collection work easy to do? In fact, whose life is not a chicken feather, full of hard work, which makes people sympathetic.
In fact, the collection industry itself is necessary for its existence, but it needs to strictly manage the overall industry norms.
In the chain of debt relations, it is believed that each link in the middle will gradually become standardized.
Collection causes serious distress in your life and leaves you unable to live in peace. We refuse to collect brutally, but we cannot run away from debt.
Finally, I would like to give you a paragraph.
The collection is quiet, and it must be a demon.
The collector who used to harass him every day suddenly disappeared silently? Was it calm before the tsunami, or did the bank forget about the case?
In this case, there are four possibilities:
1.Due to the poor collection effect, it is temporarily shelved to be determined.
2.The collection agency's 3-month power of attorney is full and it is ready to entrust it to another collection agency for wheel-based collection, which is why the debtor will continue to receive collections from different area codes**.
3.There is no hope of recovering the money, and a lawsuit is ready to be filed.
4.If there is no hope of recovering the money, and the amount exceeds 50,000 yuan, they are ready to report to the public security.